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706 W Live Oak St, Lockhart, TX, 78644

2beds
2baths
1,075sqft
$160,000
$149price/sqft
$1,243/moest. monthly cost
$49,720/yrincome needed

About This Home

This home is in rough condition. It has some potential to be rehabbed if the right buyer were willing. This beautiful 0.46-acre lot could also be a prime redevelopment opportunity that may be large enough to subdivide into two separate lots facing Concho. (Buyer to verify subdivision possibilities with the Planning Department at City of Lockhart) Please exercise caution when walking or viewing the property as it is still being cleared. Very nice lot with large, beautiful trees for shade.

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

5/10
4/10
3/10
Lockhart High SchoolGrades 9-120.6 mi

Construction

Condition

  • Property condition: See Remarks
  • Year built: 1945

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: See Remarks

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Interior Area

  • Total interior livable area: 1,075 sqft

Property

Details

  • Parcel number: 030050300200180
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: See Remarks
  • Fencing: None
  • Has view: Yes
  • View description: None
  • Waterfront features: None

Lot

  • Lot size: 0.46 Acres
  • Features: Public Maintained Road
  • Lot size dimensions: 90 x 147

Parking

  • Parking features: Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Tornado
Hail
Lightning
Strong Wind
Winter Weather
Cold Wave
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $809$9,708
Home Insurance *$112$1,344
Property Taxes $84$1,008
Electricity $238$2,859
Total$1,243$14,916
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,617/yr
40% on housing$37,290/yr
45% on housing$33,146/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.7%
5.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 9.3%
9.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$149This listing

vs Other Active Listings

Avg $/sqft

ZIP 78644$381
Caldwell County$321

vs Homes Sold Last Month

Median $/sqft

ZIP 78644$159
Caldwell County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-30Listed for sale$160,000

For Sale by Agent

AgentAmelia Smith
BrokerageCountywide Realty

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