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909 E Market St, Lockhart, TX, 78644

2beds
1baths
705sqft
$104,500
$148price/sqft
$1,023/moest. monthly cost
$40,920/yrincome needed

About This Home

Welcome to this charming and cozy 2-bedroom, 1-bath home nestled in the heart of Lockhart. Move-in ready and full of character, this home offers a warm and inviting feel from the moment you arrive. Step inside to a functional layout with comfortable living spaces, abundant natural light, and easy-to-maintain flooring throughout with no carpet. A standout feature is the dedicated electric vehicle hookup on the side of the home, ready for your charger. Outside, enjoy the shade of mature neighboring trees that create a peaceful setting and help keep the home cool during those Texas summers. The spacious yard offers plenty of potential for outdoor entertaining, gardening, or simply relaxing. Location is everything, and this home delivers. Conveniently located within walking distance to Lockhart’s historic downtown, you will have easy access to local shops, dining, and community events. Just down the road from Walgreens and everyday conveniences, and minutes from Carver Early Education Center and Plum Creek Elementary School. Enjoy nearby city park amenities including a pool, pond, baseball and soccer fields, and a great spot to watch the 4th of July fireworks. Whether you are a first-time homebuyer, downsizing, or looking for an investment opportunity, this home offers comfort, convenience, and small-town charm all in one. Don’t miss your chance to make it yours!

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

8/10
3/10
3/10
Lockhart High SchoolGrades 9-121.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1932

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,RNGHD,Refrigerator,Gas Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Laminate Counters,Electric Dryer Hookup,Eat-in Kitchen,Washer Hookup
  • Window features: Blinds
  • Flooring: Laminate,No Carpet,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 705 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 030053300100500
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Front Porch
  • Exterior features: Electric Car Plug-in,Exterior Steps,Lighting
  • Fencing: None
  • Has view: Yes
  • View description: Creek/Stream,Neighborhood
  • Has water view: Yes
  • Water view: Creek/Stream
  • Waterfront features: None

Lot

  • Lot size: 5,000 sqft
  • Features: Back Yard,City Lot

Parking

  • Parking features: Asphalt,Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Heat Wave

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $528$6,336
Home Insurance *$73$876
Property Taxes $184$2,208
Electricity $238$2,859
Total$1,023$12,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,074/yr
40% on housing$30,690/yr
45% on housing$27,280/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.7%
5.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 9.3%
9.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$148This listing

vs Other Active Listings

Avg $/sqft

ZIP 78644$382
Caldwell County$321

vs Homes Sold Last Month

Median $/sqft

ZIP 78644$159
Caldwell County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-26Listed for sale$110,000
2026-02-27Listing removed$1,300
2026-01-30Listed for rent$1,300
2023-11-19Listing removed--
2023-10-30Price change$1,270
2023-10-16Listed for rent$1,300
2022-09-25Listing removed--
2022-09-15Listed for rent$1,270
2022-01-07Listing removed--
2021-12-30Listed for rent$1,200
2008-03-06Sold--

For Sale by Agent

AgentNorma Jaramillo
BrokerageLone Star Realty - Lockhart

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