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820 Chihuahua St, Lockhart, TX, 78644

2beds
2baths
648sqft
$85,000
$131price/sqft
$800/moest. monthly cost
$32,000/yrincome needed

About This Home

GREAT Investment opportunity! Located in the city of Lockhart this small home is in need of repairs as reflected on the price. Located within minutes of downtown Lockhart, restaurants, stores, BBQ.

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

8/10
3/10
3/10
Lockhart High SchoolGrades 9-120.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1920

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Aluminum

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bedrooms: 2

Features

  • Primary Bedroom on Main,See Remarks
  • Window features: None
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: None
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 648 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 20107
  • Special condition: Standard,See Remarks

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch
  • Exterior features: None
  • Fencing: Back Yard, Front Yard
  • Has view: Yes
  • View description: None
  • Waterfront features: None

Lot

  • Lot size: 3,998 sqft
  • Features: Back Yard

Parking

  • Parking features: Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Tornado
Hail
Lightning
Strong Wind
Winter Weather
Cold Wave
Drought
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $429$5,148
Home Insurance *$59$708
Property Taxes $74$888
Electricity $238$2,859
Total$800$9,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$27,428/yr
40% on housing$24,000/yr
45% on housing$21,333/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.7%
5.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 9.3%
9.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$131This listing

vs Other Active Listings

Avg $/sqft

ZIP 78644$382
Caldwell County$321

vs Homes Sold Last Month

Median $/sqft

ZIP 78644$159
Caldwell County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-06Listed for sale$75,000
2026-01-01Listing removed$89,000
2025-10-09Price change$89,000
2025-09-03Listed for sale$99,000
2025-07-14Listing removed$99,000
2025-07-01Price change$99,000
2025-06-06Price change$129,500
2025-05-24Price change$140,000
2025-02-05Price change$145,000
2025-01-14Listed for sale$150,000
2007-11-30Sold--

For Sale by Agent

AgentLILIANA POSADA ESTRADA
BrokerageIdeal Realty

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