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1308 Pendergrass St, Lockhart, TX, 78644

3beds
2baths
1,345sqft
$225,000
$167price/sqft
$1,810/moest. monthly cost
$72,400/yrincome needed

About This Home

Welcome to 1308 Pendergrass St, a charming single-story home with the space and flexibility to truly make it your own. Step inside to a comfortable layout featuring three bedrooms plus a versatile flex space, perfect for a home office, guest room, playroom, craft room or whatever best fits your lifestyle. The eat-in kitchen provides a welcoming place for everyday meals and gathering, while the living area offers a comfortable setting to relax and unwind. Out back, you’ll find a spacious fenced yard with plenty of room to entertain, garden, play or simply enjoy a quiet Texas evening outdoors. A paved patio with a pergola creates a great spot for outdoor living, while the storage shed provides additional space for tools and equipment. Located in an established Lockhart neighborhood with no HOA, this home offers the freedom to make the space your own while keeping you close to historic downtown Lockhart, local dining, shopping and everyday conveniences. Whether you’re looking for your first home, need a little extra space or simply want a place with a backyard you can enjoy, 1308 Pendergrass offers plenty of possibilities to settle in and make it feel like home.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

5/10
4/10
3/10
Lockhart High SchoolGrades 9-120.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1983

Materials

  • Foundation: Slab
  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Microwave,Refrigerator,Gas Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Bonus Room

  • Level: Main

Features

  • Eat-in Kitchen
  • Window features: None
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central,Hot Water
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 1,345 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 030059100300500
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Rear Porch
  • Exterior features: Private Yard
  • Fencing: Back Yard
  • Has view: Yes
  • View description: None
  • Waterfront features: None

Lot

  • Lot size: 7,344 sqft
  • Features: None

Parking

  • Parking features: Driveway,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Tornado
Hail
Lightning
Strong Wind
Winter Weather
Cold Wave
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$157$1,884
Property Taxes $278$3,336
Electricity $238$2,859
Total$1,810$21,720
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,057/yr
40% on housing$54,300/yr
45% on housing$48,266/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.7%
5.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 9.3%
9.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 78644$380
Caldwell County$321

vs Homes Sold Last Month

Median $/sqft

ZIP 78644$159
Caldwell County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$220,000
2026-06-29Price change$225,000
2026-05-21Listed for sale$230,000
2020-11-23Sold--
2020-10-19Pending sale$198,000
2020-10-17Price change$198,000
2020-09-16Price change$205,000
2020-09-06Listed for sale$210,000

For Sale by Agent

AgentTara Horn
BrokerageCompass RE Texas, LLC

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