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1127 Parr St, Luling, TX, 78648

2beds
1baths
882sqft
$179,000
$203price/sqft
$1,567/moest. monthly cost
$62,680/yrincome needed

About This Home

Discover the ideal starter home in Luling, a meticulously maintained residence offering both comfort and convenience. This charming property boasts 2 bedrooms and 1 bathroom across approximately 1074 square feet of refreshed living space. The entire home features easy-to-clean laminate flooring, ensuring a fresh and welcoming atmosphere from the moment you step inside. The bathroom was thoughtfully remodeled just three years ago, providing a contemporary feel, while the central air and heat system is approximately two years young, offering efficient climate control year-round. A delightful front porch invites you to enjoy a cup of coffee or relax in the shade of the mature trees. The expansive backyard provides ample space for outdoor activities and includes a useful storage building, adding to the property's practical appeal. This home offers significant financial advantages, as it qualifies for 100% USDA financing with zero down, making homeownership more accessible. All financing options, including FHA, VA, and conventional loans, are also available. The large indoor utility room comes equipped with a washer and dryer, providing added convenience. Located at 1127 Parr Street, this home combines comfortable living with exceptional financing opportunities, presenting a truly irresistible package.

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

6/10
Luling Elementary SchoolGrades PK-50.9 mi
4/10
Luling High SchoolGrades 9-120.8 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1940

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Open Floorplan,Primary Bedroom on Main
  • Window features: See Remarks
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 882 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 060070100102780
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Front Porch
  • Exterior features: Private Yard
  • Fencing: Back Yard
  • Has view: Yes
  • View description: None
  • Waterfront features: None

Lot

  • Lot size: 8,999 sqft
  • Features: City Lot,Level

Parking

  • Parking features: Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Heat Wave

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $905$10,860
Home Insurance *$168$2,016
Property Taxes $256$3,072
Electricity $238$2,859
Total$1,567$18,804
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,725/yr
40% on housing$47,010/yr
45% on housing$41,786/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.7%
5.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 9.3%
9.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 78648$255
Caldwell County$321

vs Homes Sold Last Month

Median $/sqft

ZIP 78648$157
Caldwell County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-08Listed for sale$179,000

For Sale by Agent

AgentKaren Bell
BrokerageBell & Associates

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