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509 Pershing St, Luling, TX, 78648

2beds
2baths
1,078sqft
$149,900
$139price/sqft
$1,309/moest. monthly cost
$52,360/yrincome needed

About This Home

This 2-bedroom, 2-bathroom single-family home features 1,078 sq ft of potential on a level corner lot. Enjoy public water and sewer connections, a kitchen that includes the stove, and central cooling/heating with a 6-year-old outdoor unit. With a trouble-free wiring and plumbing history, this blank canvas is ready for your custom finishes and personal touch. Perfect for investors or buyers seeking a value-add project with great potential!

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

6/10
Luling Elementary SchoolGrades PK-50.4 mi
4/10
Luling High SchoolGrades 9-120.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1975

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Gas Range
  • Laundry features: Laundry Room

Bathroom

  • Level: Main
  • Dimensions: 7x8

Bedroom

  • Level: Main
  • Dimensions: 10x10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • None,Breakfast Bar,Breakfast Area
  • Flooring: Carpet
  • Fireplace features: None
  • Attic: None

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,078 sqft

Kitchen

  • Level: Main
  • Dimensions: 14x15

Living Room

  • Level: Main
  • Dimensions: 15x15

Master Bathroom

  • Level: Main
  • Dimensions: 8x9

Master Bedroom

  • Level: Main
  • Dimensions: 12x12

Property

Details

  • Parcel number: 24802

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Other,See Remarks
  • Fencing: Back Yard,Chain Link
  • Has view: Yes
  • View description: None
  • Waterbody name: None

Lot

  • Lot size: 8,498 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Heat Wave

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $757$9,084
Home Insurance *$141$1,692
Property Taxes $173$2,076
Electricity $238$2,859
Total$1,309$15,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,880/yr
40% on housing$39,270/yr
45% on housing$34,906/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.7%
5.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 9.3%
9.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$139This listing

vs Other Active Listings

Avg $/sqft

ZIP 78648$255
Caldwell County$321

vs Homes Sold Last Month

Median $/sqft

ZIP 78648$157
Caldwell County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Price change$139,900
2026-07-29Listed for sale$149,900
2018-07-27Sold--
2018-06-28Pending sale$97,500
2018-05-27Listed for sale$97,500
2015-04-27Sold--
2015-04-03Pending sale$67,500
2015-04-03Listed for sale$67,500
2015-02-07Listing removed$67,500
2014-12-17Listed for sale$67,500

For Sale by Agent

AgentEdward McClintick
BrokerageJoseph Walter Realty, Llc

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