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1034 9th St, Charleston, IL, 61920

2beds
1baths
672sqft
$55,000
$82price/sqft
$527/moest. monthly cost
$21,080/yrincome needed

About This Home

Great opportunity for investors or buyers looking to add value. This 2-bedroom, 1-bath home offers solid potential with a history of consistent rental income. The home is ready for cosmetic updates, making it an ideal project for someone looking to build equity and customize a space to their needs. Situated on a spacious lot with a large backyard, there’s plenty of room to expand, entertain, or enhance outdoor living. Whether you’re searching for a personal residence or an investment property, this one is full of potential.

Getting Around

73
WalkingVery Walkable
0
TransitVery Limited Transit
68
BikeBikeable

Schools

--
6/10
Charleston Middle SchoolGrades 7-80.4 mi
2/10
Charleston High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1948

Materials

  • Foundation: Crawlspace
  • Roof: Shingle
  • Construction materials: Masonite,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Range,Refrigerator
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Main Level Primary
  • Finished area above ground: 672

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 672
  • Total interior livable area: 672 sqft

Property

Details

  • Parcel number: 02106150000
  • Zoning: RES
  • Special condition: None

Features

  • Levels: None
  • Patio & porch: Deck

Lot

  • Lot size: 9,147 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Earthquake
Hail
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $278$3,336
Home Insurance *$41$492
Property Taxes $78$936
Electricity $130$1,569
Total$527$6,324
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$18,068/yr
40% on housing$15,810/yr
45% on housing$14,053/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -3.8%
-3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$82This listing

vs Other Active Listings

Avg $/sqft

ZIP 61920$99
Coles County$94

vs Homes Sold Last Month

Median $/sqft

ZIP 61920$100
Coles County$109

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-23Listed for sale$55,000
2025-07-30Listing removed$45,000
2025-07-07Listed for sale$45,000
2010-08-01Listing removed$49,900
2010-04-24Listed for sale$49,900
2002-10-01Sold$37,000

For Sale by Agent

AgentJennifer Swensen
BrokerageCentury 21 Kima Properties

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