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17 W State St, Charleston, IL, 61920

2beds
1baths
1,232sqft
$70,000
$57price/sqft
$635/moest. monthly cost
$25,400/yrincome needed

About This Home

Charming 2-bedroom, 1-bath home with great updates and endless potential! This cozy home features an enclosed front porch that provides additional living space and a welcoming place to relax. Major updates include a durable metal roof (2011), replacement windows (2013), central A/C (2017), and a hot water heater (2021). Inside, you'll find paneling throughout the living room and bedrooms, offering the opportunity to enjoy its vintage charm or update it to match your style. Whether you're a first-time homebuyer, investor, or someone looking for a project, this home makes a fantastic fixer-upper with many of the big-ticket items already completed. Don't miss the chance to make it your own!

Getting Around

71
WalkingVery Walkable
0
TransitVery Limited Transit
55
BikeBikeable

Schools

5/10
Jefferson Elementary SchoolGrades PK,4-60.4 mi
6/10
Charleston Middle SchoolGrades 7-81.0 mi
2/10
Charleston High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1870

Materials

  • Foundation: Crawlspace
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Oven,Range,Refrigerator
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Main Level Primary,Paneling/Wainscoting
  • Window features: Replacement Windows
  • Finished area above ground: 1,232

Heating & Cooling

  • Heating features: Gas,Hot Water
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,232
  • Total interior livable area: 1,232 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Porch

  • Level: Main

Property

Details

  • Parcel number: 02212269000
  • Zoning: COM
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Glass Enclosed
  • Exterior features: Shed

Lot

  • Lot size: 5,227 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Heat Wave
Strong Wind
Tornado
Winter Weather
Earthquake
Hail
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $353$4,236
Home Insurance *$52$624
Property Taxes $100$1,200
Electricity $130$1,569
Total$635$7,620
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$21,771/yr
40% on housing$19,050/yr
45% on housing$16,933/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -3.8%
-3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$57This listing

vs Other Active Listings

Avg $/sqft

ZIP 61920$98
Coles County$94

vs Homes Sold Last Month

Median $/sqft

ZIP 61920$100
Coles County$109

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Listed for sale$70,000
2026-08-09Contingent$70,000
2026-07-16Listed for sale$70,000
2013-11-27Sold$45,000
2013-08-22Listed for sale$49,900

For Sale by Agent

AgentAllison Engelkes
BrokerageAll-American Realty

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