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2301 Cortland Dr, Charleston, IL, 61920

6beds
3baths
2,384sqft
$329,900
$138price/sqft
$2,572/moest. monthly cost
$102,880/yrincome needed

About This Home

Welcome to this fully remodeled 6-bedroom, 3-bath split-level home on desirable Cortland Drive. Thoughtfully updated throughout, this home features new windows, flooring, fresh interior paint, and a beautifully renovated kitchen with new cabinetry, countertops, and appliances. The functional split-level layout offers flexible living spaces suitable for a variety of needs, with generous bedroom sizes and three updated bathrooms. Move-in ready, this property combines modern finishes with a practical floor plan designed for everyday living and entertaining. Conveniently located near local amenities, shopping, dining, parks, and commuter routes, this home offers comfort, style, and convenience. Schedule your private showing today to see all this exceptional home has to offer.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

6/10
Charleston Middle SchoolGrades 7-81.6 mi
2/10
Charleston High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1969

Materials

  • Foundation: Basement
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bi-Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Water Heater,Oven,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Lower

Bedroom

  • Level: Lower

Bedroom

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Main

Family Room

  • Level: Lower

Features

  • Bath in Primary Bedroom,Main Level Primary
  • Finished area below ground: 1,192
  • Finished area above ground: 1,192

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,384
  • Total interior livable area: 2,384 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Lower

Other

  • Level: Lower

Primary Bathroom

  • Level: Lower

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 02212865000
  • Zoning: R-1
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.37 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Hail
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$249$2,988
Property Taxes $472$5,664
Electricity $183$2,200
Total$2,572$30,864
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,182/yr
40% on housing$77,160/yr
45% on housing$68,586/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -3.8%
-3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$138This listing

vs Other Active Listings

Avg $/sqft

ZIP 61920$95
Coles County$93

vs Homes Sold Last Month

Median $/sqft

ZIP 61920$100
Coles County$109

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-09Contingent$329,900
2026-07-09Listed for sale$329,900
2026-05-05Listing removed--
2026-01-25Listed for sale$305,000
2026-01-23Sold$95,000

For Sale by Agent

AgentToby Ferris
BrokerageCentury 21 Kima Properties

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