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301 Adams Ave, Charleston, IL, 61920

2beds
1baths
848sqft
$150,000
$177price/sqft
$1,216/moest. monthly cost
$48,640/yrincome needed

About This Home

Lots of potential for this 3 bedroom home. Has a large detached garage and wood floors that could be refinished. Priced to sell. Agent see private remarks.

Getting Around

67
WalkingSomewhat Walkable
0
TransitVery Limited Transit
53
BikeBikeable

Schools

5/10
Jefferson Elementary SchoolGrades PK,4-60.3 mi
6/10
Charleston Middle SchoolGrades 7-80.9 mi
2/10
Charleston High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1915

Type & Style

  • Home type: SingleFamily

Interior

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Concrete,Hardwood

Heating

  • Heating features: Electric,Gas

Interior Area

  • Total interior livable area: 848 sqft

Property

Details

  • Parcel number: 02213527000

Features

  • Exterior features: Vinyl,Wood,Cement / Concrete

Lot

  • Lot size: 4,356 sqft

Parking

  • Parking features: Garage - Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Heat Wave
Strong Wind
Tornado
Winter Weather
Earthquake
Hail
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance *$113$1,356
Property Taxes $215$2,580
Electricity $130$1,569
Total$1,216$14,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,691/yr
40% on housing$36,480/yr
45% on housing$32,426/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -3.8%
-3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 61920$97
Coles County$93

vs Homes Sold Last Month

Median $/sqft

ZIP 61920$100
Coles County$109

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-07Listed for sale$150,000
2018-05-02Listing removed$12,900
2018-04-09Price change$12,900
2018-03-07Price change$14,500
2018-02-21Listed for sale$15,900
2017-12-01Listing removed$17,900
2017-05-12Price change$17,900
2016-10-06Price change$18,900
2016-09-23Price change$19,900
2016-07-19Listed for sale$20,900
2016-05-27Sold$6,000
2015-08-05Listing removed--
2015-06-02Price change$5,000
2015-05-20Listed for sale--
2009-05-28Sold$42,500

For Sale by Owner

AgentProperty Owner

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