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600 W Monroe Ave, Charleston, IL, 61920

2beds
1baths
1,004sqft
$86,000
$86price/sqft
$751/moest. monthly cost
$30,040/yrincome needed

About This Home

Charming 1.5-Story Corner Lot Home – Move-In Ready! Nestled on a desirable corner lot with no homes behind, this charming 1.5-story home offers privacy, comfort, and affordability. Located with the former Charleston firing range to the rear, you’ll enjoy open space and a peaceful backdrop. This well-maintained 2-bedroom, 1-bath home features 1,384 square feet of living space with an inviting open kitchen and dining room—perfect for gatherings and everyday living. Major updates were completed in 2022, including a new roof, siding, and HVAC system, giving you peace of mind for years to come. The home includes a durable concrete mudroom that houses the washer and dryer, offering a practical entry point for busy households. A basement with sump pump adds additional storage and functionality. Upstairs, you’ll find a spacious bedroom with a large closet and extra storage on each end of the gabled space, maximizing usable storage areas. With property taxes under $100 per month, this home is an excellent value. The property is move-in ready, with a flexible timeline for occupancy—available within 30–45 days. Key Features: 1.5-story home on a corner lot 2 bedrooms | 1 bathroom | 1,384 sq ft No homes directly behind property Open kitchen and dining area New roof, siding & HVAC (2022) Concrete mudroom with washer/dryer Basement with sump pump Large upstairs bedroom with ample storage Taxes less than $100/month Detached garage Move-in ready within 30–45 days Schedule your showing today and see the value and comfort this home has to offer!

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

5/10
Jefferson Elementary SchoolGrades PK,4-60.9 mi
6/10
Charleston Middle SchoolGrades 7-81.3 mi
2/10
Charleston High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1926

Materials

  • Roof: Shake / Shingle

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dryer,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Laminate

Heating & Cooling

  • Heating features: Forced air,Electric,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,004 sqft

Property

Details

  • Parcel number: 02208455000

Features

  • Exterior features: Vinyl

Lot

  • Lot size: 0.66 Acres

Parking

  • Total spaces: 3
  • Parking features: Garage - Detached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Heat Wave
Strong Wind
Tornado
Winter Weather
Earthquake
Hail
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $434$5,208
Home Insurance *$64$768
Property Taxes $123$1,476
Electricity $130$1,569
Total$751$9,012
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$25,748/yr
40% on housing$22,530/yr
45% on housing$20,026/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -3.8%
-3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$86This listing

vs Other Active Listings

Avg $/sqft

ZIP 61920$98
Coles County$94

vs Homes Sold Last Month

Median $/sqft

ZIP 61920$100
Coles County$109

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$96,000
2018-03-09Sold$54,000
2017-12-09Pending sale$58,000
2017-09-14Listed for sale$58,000
2012-08-06Sold$27,500
2012-05-31Price change$39,900
2012-02-18Price change$44,000
2011-11-10Listed for sale$49,500

For Sale by Owner

AgentProperty Owner

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