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721 N 1st Division St, Mattoon, IL, 61938

4beds
3baths
2,306sqft
$197,000
$85price/sqft
$1,674/moest. monthly cost
$66,960/yrincome needed

About This Home

Check out this beautifully maintained 4-bedroom 3-bathroom home.  The bright open layout, bonus room, and extra living area leave the new family with space flexibility.  Enjoy a private, fully fenced in backyard oasis!  Perfect for entertaining with a hot tub, pool, basketball court and a 16x20 shed with a loft.    New Furnace/AC in 2022, New roof in 2020.  Don't miss your opportunity to make this exceptional property your next home--Call to schedule your private showing today! Agent owned.

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
59
BikeBikeable

Schools

6/10
Mattoon Middle SchoolGrades 6-81.4 mi
6/10
Mattoon High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1948

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Range Hood,Microwave,Range,Refrigerator,Washer

Basement

  • Basement: Crawl Space

Bedroom1

  • Level: Main
  • Dimensions: 12ft 6in x 10ft 7in

Bedroom2

  • Level: Main
  • Dimensions: 11ft 9in x 11ft 4in

Bedroom3

  • Level: Upper
  • Dimensions: 12ft 0in x 10ft 7in

Bedroom4

  • Level: Upper
  • Dimensions: 12ft 4in x 10ft 7in

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Family Room

  • Level: Main
  • Dimensions: 11ft 4in x 15ft 0in

Heating & Cooling

  • Heating features: Electric,Zoned
  • Cooling features: Zoned,Central Air

Interior Area

  • Total structure area: 2,306
  • Total interior livable area: 2,306 sqft

Kitchen

  • Level: Main
  • Dimensions: 18ft 0in x 20ft 0in

Laundry

  • Level: Main
  • Dimensions: 12ft 6in x 10ft 7in

Living Room

  • Level: Main
  • Dimensions: 16ft 3in x 17ft 2in

Main Level

  • Area: 1769

Recreation Room

  • Level: Main
  • Dimensions: 11ft 9in x 11ft 1in

Upper Level

  • Area: 537

Property

Details

  • Parcel number: 06002493000

Features

  • Levels: Two
  • Pool features: Above Ground
  • Patio & porch: Deck,Patio
  • Has spa: Yes
  • Spa features: Heated

Lot

  • Lot size: 7,000 sqft
  • Features: Level
  • Lot size dimensions: 50 x 140

Parking

  • Parking features: Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Winter Weather
Drought
Earthquake
Hail
Heat Wave
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $996$11,952
Home Insurance *$219$2,628
Property Taxes $282$3,384
Electricity $177$2,128
Total$1,674$20,088
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,394/yr
40% on housing$50,220/yr
45% on housing$44,640/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -3.8%
-3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$85This listing

vs Other Active Listings

Avg $/sqft

ZIP 61938$107
Coles County$93

vs Homes Sold Last Month

Median $/sqft

ZIP 61938$83
Coles County$109

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$197,000
2026-07-31Listed for sale$197,000
2009-11-16Sold$85,000

For Sale by Agent

AgentAndrew Kinney
BrokerageThe Real Estate Group, Inc.

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