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1121 Rudy Ave, Mattoon, IL, 61938

5beds
3baths
2,720sqft
$319,000
$117price/sqft
$2,634/moest. monthly cost
$105,360/yrincome needed

About This Home

Spacious, stylish, and move-in ready! This impressive 5-bedroom, 2.5-bath home offers the perfect blend of comfort and functionality with an open-concept layout designed for today's lifestyle. The beautifully updated kitchen flows seamlessly into the inviting living area, creating an ideal space for entertaining or everyday living. Major updates provide peace of mind, including a new roof in 2020 and a stunning backyard patio completed the same year—perfect for relaxing or hosting family and friends. A dedicated workshop area in the garage, complete with its own furnace, adds year-round versatility for hobbies, projects, or extra workspace. With generous living space and thoughtful updates throughout, this home is ready to welcome its next owners. Call to schedule a tour today.

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

6/10
Mattoon Middle SchoolGrades 6-80.4 mi
6/10
Mattoon High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1957

Materials

  • Foundation: Crawlspace
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Water Heater,Microwave,Range,Refrigerator
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Features

  • Bath in Primary Bedroom,Main Level Primary
  • Finished area above ground: 2,720

Foyer

  • Level: Main

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,720
  • Total interior livable area: 2,720 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Other

  • Features: Bathtub
  • Level: Main

Other

  • Features: Bathtub
  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 07105341000
  • Zoning: RES
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Workshop

Lot

  • Lot size: 0.28 Acres

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Tornado
Winter Weather
Earthquake
Hail
Heat Wave
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,613$19,356
Home Insurance *$355$4,260
Property Taxes $457$5,484
Electricity $209$2,510
Total$2,634$31,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,308/yr
40% on housing$79,020/yr
45% on housing$70,240/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -3.8%
-3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$117This listing

vs Other Active Listings

Avg $/sqft

ZIP 61938$106
Coles County$93

vs Homes Sold Last Month

Median $/sqft

ZIP 61938$83
Coles County$109

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Contingent$299,000
2026-08-07Price change$299,000
2026-07-29Listed for sale$319,000
2012-01-06Sold$140,000
2010-09-14Listing removed$153,000
2010-03-13Listed for sale$153,000
2008-01-22Sold$134,000

For Sale by Agent

AgentElizabeth Pugh
BrokerageCentury 21 Kima Properties

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