See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

904 Bell Ave, Mattoon, IL, 61938

4beds
3baths
2,400sqft
$220,000
$92price/sqft
$1,855/moest. monthly cost
$74,200/yrincome needed

About This Home

Blank Canvas! The demo work has been done and reconstruction started. This 4 bedroom home is ready for you to step inside and bring it back to life! With a potential 5th bedroom or space for a separate office, brand new plumbing throughout the house, new framing and drywall it's ready for you to finish exactly how you want it! The bathrooms have already been completed, and flooring to finish the entire home is there and ready to go. The statement fireplace in the family room is the perfect focal point to style around! Utilities are currently turned off, and property sold as-is. All systems are functioning, and in good working condition - previous home inspection provided!

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

6/10
Mattoon Middle SchoolGrades 6-80.3 mi
6/10
Mattoon High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Crawlspace
  • Roof: Shingle
  • Construction materials: Masonite,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,None
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Features

  • Fireplace,Bath in Primary Bedroom,Main Level Primary
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area above ground: 2,400

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,400
  • Total interior livable area: 2,400 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Office

  • Level: Main

Other

  • Level: Main

Other

  • Features: Tub Shower
  • Level: Main

Sunroom

  • Level: Main

Property

Details

  • Parcel number: 07105352000
  • Zoning: RES
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Enclosed,Four Season,Glass Enclosed,Patio
  • Exterior features: Fence
  • Fencing: Yard Fenced

Lot

  • Lot size: 10,018 sqft

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Tornado
Winter Weather
Earthquake
Hail
Heat Wave
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,112$13,344
Home Insurance *$244$2,928
Property Taxes $315$3,780
Electricity $184$2,215
Total$1,855$22,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,600/yr
40% on housing$55,650/yr
45% on housing$49,466/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -3.8%
-3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$92This listing

vs Other Active Listings

Avg $/sqft

ZIP 61938$107
Coles County$93

vs Homes Sold Last Month

Median $/sqft

ZIP 61938$83
Coles County$109

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$220,000
2026-06-10Listed for sale$225,000
2024-10-04Sold$200,000
2024-08-10Pending sale$190,000
2024-07-30Contingent$190,000
2024-07-29Listed for sale$190,000
2023-11-16Listing removed--
2023-08-29Listed for sale$193,000
2016-03-30Sold$115,000
2016-02-27Price change$125,900
2016-01-25Price change$135,500
2015-10-24Price change$139,900
2015-08-21Price change$145,900
2015-06-24Price change$149,900
2015-05-28Price change$154,900
2015-04-21Price change$159,900
2015-02-26Listed for sale$163,900

For Sale by Agent

AgentKatelynne Garavaglia
BrokerageAll-American Realty

Similar Homes