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1200 S 15th St, Mattoon, IL, 61938

3beds
1baths
1,205sqft
$134,500
$112price/sqft
$1,151/moest. monthly cost
$46,040/yrincome needed

About This Home

Come and check out this freshly painted 3 bed 1 bath with attached 1 car garage on the south side of Mattoon! There is a partial basement.

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

6/10
Mattoon Middle SchoolGrades 6-80.5 mi
6/10
Mattoon High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Basement,Crawlspace
  • Roof: Fiberglass
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,None

Basement

  • Has basement: Yes
  • Basement: Unfinished,Crawl Space,Partial

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Breakfast Room Nook

  • Level: Main

Dining Room

  • Level: Main

Features

  • Main Level Primary
  • Finished area below ground: 0
  • Finished area above ground: 1,205

Heating & Cooling

  • Heating features: Steam
  • Cooling features: None

Interior Area

  • Total structure area: 1,205
  • Total interior livable area: 1,205 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Lower

Other

  • Level: Main

Property

Details

  • Parcel number: 07212677000
  • Zoning: R-1
  • Special condition: None

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 6,969 sqft

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Tornado
Winter Weather
Earthquake
Hail
Heat Wave
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $680$8,160
Home Insurance *$149$1,788
Property Taxes $192$2,304
Electricity $130$1,569
Total$1,151$13,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,462/yr
40% on housing$34,530/yr
45% on housing$30,693/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -3.8%
-3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$112This listing

vs Other Active Listings

Avg $/sqft

ZIP 61938$108
Coles County$93

vs Homes Sold Last Month

Median $/sqft

ZIP 61938$83
Coles County$109

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Price change$129,500
2026-07-24Price change$134,500
2026-06-25Listed for sale$139,500
2010-11-30Sold$35,000

For Sale by Agent

AgentKristin Becker
BrokerageSanders & Company

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