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3710 Saint Charles St, Anderson, IN, 46013

2beds
1baths
800sqft
$125,000
$156price/sqft
$1,043/moest. monthly cost
$41,720/yrincome needed

About This Home

Come take a look at this charming brick ranch-style home featuring 2 bedrooms and 1 bath. Beautiful hardwood floors run throughout the home. The custom maple wood cabinets in the kitchen brighten the space and add to its appeal. This well-maintained home also features a nice backyard with a storage shed, along with a covered back porch that's perfect for enjoying the outdoors and the landscaping. Get up to $7,500 to use toward your down payment, closing costs, or housing counseling through the community home buying grant. Available to eligible borrowers who meet income limits.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

4/10
5/10
Highland Jr High SchoolGrades 7-84.5 mi
3/10
Anderson High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1955

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Refrigerator

Bedroom2

  • Level: Main
  • Area: 107
  • Dimensions: 10X10.7

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Hardwood Floors
  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 800
  • Total interior livable area: 800 sqft

Kitchen

  • Level: Main
  • Area: 95.92
  • Dimensions: 8.8X10.9

Living Room

  • Level: Main
  • Area: 224.2
  • Dimensions: 11.8X19

Master Bedroom

  • Level: Main
  • Area: 139.23
  • Dimensions: 11.9X11.7

Property

Details

  • Parcel number: 481219304069000003
  • Special condition: As Is
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 6,534 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $632$7,584
Home Insurance *$103$1,236
Property Taxes $124$1,488
Electricity $184$2,212
Total$1,043$12,516
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,760/yr
40% on housing$31,290/yr
45% on housing$27,813/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 46013$65
Madison County$95

vs Homes Sold Last Month

Median $/sqft

ZIP 46013$121
Madison County$120

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$125,000

For Sale by Agent

AgentMicah Wright
BrokerageRE/MAX Real Estate Solutions

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