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1005 S B St, Elwood, IN, 46036

3beds
1baths
1,052sqft
$36,900
$35price/sqft
$463/moest. monthly cost
$18,520/yrincome needed

About This Home

Investment opportunity in Elwood! This 3-bedroom, 1-bath home offers 1,052 square feet of potential in a quiet neighborhood. Whether you're looking to renovate and resell or add to your rental portfolio, this property is worth a look.

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

--
Elwood Elementary SchoolGrades PK-20.9 mi
4/10

Construction

Condition

  • Year built: 1895

Materials

  • Foundation: Brick/Mortar
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: None

Basement

  • Has basement: Yes

Bedroom2

  • Features: Other
  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Bedroom3

  • Features: Other
  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Dining Room

  • Features: Other
  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Features

  • Finished area below ground: 0

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 1,052
  • Total interior livable area: 1,052 sqft

Kitchen

  • Features: Other
  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Laundry

  • Features: Other
  • Level: Main
  • Area: 81
  • Dimensions: 9x9

Living Room

  • Features: Other
  • Level: Main
  • Area: 168
  • Dimensions: 12x14

Master Bedroom

  • Features: Other
  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Property

Details

  • Parcel number: 480416102102000027
  • Special condition: As Is
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered

Lot

  • Lot size: 6,969 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $186$2,232
Home Insurance *$37$444
Property Taxes $56$672
Electricity $184$2,212
Total$463$5,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$15,874/yr
40% on housing$13,890/yr
45% on housing$12,346/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$35This listing

vs Other Active Listings

Avg $/sqft

ZIP 46036$80
Madison County$95

vs Homes Sold Last Month

Median $/sqft

ZIP 46036$105
Madison County$120

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Price change$33,900
2026-07-17Listed for sale$36,900
2015-06-30Sold$7,259
2015-04-15Pending sale$6,750
2015-03-30Listed for sale$6,750
2015-03-23Pending sale$6,750
2015-03-06Price change$6,750
2015-02-28Listed for sale$7,500
2014-12-04Sold$47,271
2007-05-02Sold$52,896
2006-06-21Sold$13,000
2005-11-23Sold$29,760

For Sale by Agent

AgentBrayton Scott
BrokerageGreenside Realty Group

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