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1303 S F St, Elwood, IN, 46036

6beds
2baths
2,624sqft
$105,000
$40price/sqft
$948/moest. monthly cost
$37,920/yrincome needed

About This Home

Opportunity Knocks! With 2,624 square feet, 6 bedrooms, 2 full baths, and a detached 2-car garage, this spacious property offers incredible potential for the right buyer. Original character, spacious rooms, tall ceilings, and a large covered front porch provide the perfect foundation for restoration. Whether you're looking for your next flip, rental investment, or a large home to renovate, this property is packed with potential.

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

--
Elwood Elementary SchoolGrades PK-21.0 mi
4/10

Construction

Condition

  • Property condition: Fixer
  • Year built: 1900

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven

Bedroom2

  • Level: Main
  • Area: 225
  • Dimensions: 15x15

Bedroom3

  • Level: Upper
  • Area: 143
  • Dimensions: 11x13

Bedroom4

  • Level: Upper
  • Area: 182
  • Dimensions: 13x14

Bedroom5

  • Level: Upper
  • Area: 192
  • Dimensions: 12x16

Bedroom6

  • Level: Upper
  • Area: 192
  • Dimensions: 12x16

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 192
  • Dimensions: 16x12

Features

  • Tray Ceiling(s)

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,624
  • Total interior livable area: 2,624 sqft

Kitchen

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Laundry

  • Level: Main
  • Area: 168
  • Dimensions: 12x14

Living Room

  • Level: Main
  • Area: 325
  • Dimensions: 25x13

Master Bedroom

  • Level: Main
  • Area: 182
  • Dimensions: 13x14

Property

Details

  • Parcel number: 480416104070000027
  • Special condition: As Is
  • Horse amenities: None

Features

  • Levels: One and One Half
  • Stories: 1

Lot

  • Lot size: 7,840 sqft
  • Features: Access

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $530$6,360
Home Insurance *$107$1,284
Property Taxes $71$852
Electricity $240$2,886
Total$948$11,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,502/yr
40% on housing$28,440/yr
45% on housing$25,280/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$40This listing

vs Other Active Listings

Avg $/sqft

ZIP 46036$79
Madison County$95

vs Homes Sold Last Month

Median $/sqft

ZIP 46036$105
Madison County$120

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-03Listed for sale$105,000

For Sale by Agent

AgentCameron Smith
BrokerageRE/MAX Real Estate Solutions

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