1312 N D St, Elwood, IN, 46036
About This Home
This ranch-style home is full of character and ready for someone to make it their own. Built in 1892, this single-level home offers 878 square feet of living space with 2 bedrooms, 1 full bath, and a bonus room that could serve as an office, flex space, or possible third bedroom with its own exterior entrance. Featuring vinyl siding, original wood windows, and plenty of potential, this home is a great opportunity for a buyer looking for charm and flexibility.
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1892
Materials
- Foundation: Block
- Construction materials: Vinyl Siding,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Electric Oven,Refrigerator
Bedroom2
- Level: Main
- Area: 88
- Dimensions: 11x8
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Bonus Room
- Level: Main
- Area: 108
- Dimensions: 9x12
Features
- Window features: WoodWorkStain/Painted
Heating & Cooling
- Heating features: Electric,Forced Air
- Cooling features: None
Interior Area
- Total structure area: 1,006
- Total interior livable area: 1,006 sqft
Kitchen
- Level: Main
- Area: 117
- Dimensions: 9x13
Living Room
- Level: Main
- Area: 192
- Dimensions: 16x12
Master Bedroom
- Level: Main
- Area: 135
- Dimensions: 15x9
Property
Details
- Parcel number: 480409401179000027
- Special condition: As Is
- Horse amenities: None
Features
- Levels: One
- Stories: 1
Lot
- Lot size: 4,356 sqft
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Heat Wave
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $378 | $4,536 |
| Home Insurance * | $76 | $912 |
| Property Taxes | $124 | $1,488 |
| Electricity | $184 | $2,212 |
| Total | $762 | $9,144 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-22 | Price change | $74,900 |
| 2026-06-24 | Price change | $79,900 |
| 2026-05-29 | Listed for sale | $84,900 |
| 2009-11-04 | Sold | $7,500 |
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