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1926 Main St, Elwood, IN, 46036

4beds
2baths
1,996sqft
$239,900
$120price/sqft
$2,041/moest. monthly cost
$81,640/yrincome needed

About This Home

This beautifully renovated home blends modern updates with everyday convenience in a location that's hard to beat. Completely gutted and remodeled from top to bottom, it offers 4 bedrooms, including one on the main level, and 2 updated bathrooms, with a full bath on each floor of the home. Step onto the open front porch with a wooden deck, perfect for morning coffee or evening relaxation. Inside, the home feels fresh, bright, and movein ready. Out back, enjoy a second deck overlooking the fully fenced yard with a wooden privacy fence, ideal for pets, play, or outdoor gatherings. This property gives you extra breathing room while still being incredibly walkable. You're just moments from downtown, the YMCA, schools, and local parks, making everyday errands and activities a breeze.

Getting Around

71
WalkingVery Walkable
0
TransitVery Limited Transit
59
BikeBikeable

Schools

--
Elwood Elementary SchoolGrades PK-20.6 mi
3/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1895

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Disposal,Electric Oven,Refrigerator
  • Laundry features: Connections All,Main Level

Bedroom2

  • Level: Upper
  • Area: 143
  • Dimensions: 13x11

Bedroom3

  • Level: Upper
  • Area: 144
  • Dimensions: 12x12

Bedroom4

  • Level: Upper
  • Area: 110
  • Dimensions: 11x10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Double Vanity,Eat-in Kitchen,Pantry,Smart Thermostat,Walk-In Closet(s)

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,996
  • Total interior livable area: 1,996 sqft

Kitchen

  • Level: Main
  • Area: 176
  • Dimensions: 16x11

Living Room

  • Level: Main
  • Area: 420
  • Dimensions: 28x15

Master Bedroom

  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Mud Room

  • Level: Main
  • Area: 104
  • Dimensions: 13x8

Property

Details

  • Parcel number: 480410304121000027
  • Horse amenities: None

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck,Porch
  • Fencing: Fenced,Fence Complete,Full,Privacy

Lot

  • Lot size: 9,147 sqft
  • Features: Curbs,Sidewalks,Street Lights,Mature Trees

Parking

  • Parking features: Alley Access,Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$245$2,940
Property Taxes $399$4,788
Electricity $184$2,212
Total$2,041$24,492
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,977/yr
40% on housing$61,230/yr
45% on housing$54,426/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$120This listing

vs Other Active Listings

Avg $/sqft

ZIP 46036$75
Madison County$95

vs Homes Sold Last Month

Median $/sqft

ZIP 46036$105
Madison County$120

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$249,900
2026-04-02Listed for sale$260,000
2012-11-01Sold$5,001
2007-10-15Sold$16,000
2007-05-31Sold$63,900

For Sale by Agent

AgentKalie Courtney
BrokerageNextHome Elite Real Estate

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