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8749 Carriage Ln, Pendleton, IN, 46064

4beds
3baths
2,868sqft
$380,000
$132price/sqft
$2,660/moest. monthly cost
$106,400/yrincome needed

About This Home

Welcome home to this spacious and beautifully updated residence offering the perfect blend of comfort, functionality, and room to grow! This large 4-bedroom, 2.5-bath home features an expansive, light-filled living room, a versatile loft, and an upstairs bonus room with skylights-ideal for a home office, playroom, or creative space. The kitchen is designed to impress with abundant cabinet space and stainless steel appliances that stay, making move-in easy. The main floor primary suite provides a relaxing retreat with a walk-in closet and a private bath featuring double sinks, while three additional bedrooms upstairs offer plenty of space for family or guests. A standout feature is the versatile rec room complete with its own sink, cabinets, and private entrance leading to the backyard-offering potential for in-law quarters, and perfect for entertaining or hobbies. Step outside to enjoy the open patio with a built-in gas grill-no propane or charcoal needed-making outdoor gatherings effortless. Enjoy added peace of mind with major updates already completed, including new plumbing, electrical, and A/C in 2020, plus a new furnace and water softener with iron filter in 2021, along with recent routine maintenance checkups on all major systems. Additional highlights include updated bathrooms, a whole-home generator, and a finished 3-car garage. Located in a friendly neighborhood with close proximity to all Pendleton schools, this home offers both convenience and community. A truly well-maintained property with thoughtful upgrades throughout-ready for you to move in and enjoy!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
East Elementary SchoolGrades K-61.8 mi
9/10

Construction

Condition

  • Year built: 1994

Materials

  • Foundation: Block
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Disposal,Microwave,Electric Oven,Refrigerator,Water Softener Owned
  • Laundry features: Main Level

Bedroom2

  • Level: Upper
  • Area: 156
  • Dimensions: 13x12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Bonus Room

  • Level: Upper
  • Area: 450
  • Dimensions: 45x10

Dining Room

  • Level: Main
  • Area: 100
  • Dimensions: 10x10

Features

  • Attic Access,Attic Pull Down Stairs,Double Vanity,Ceiling Fan(s),Smart Thermostat,Walk-In Closet(s)
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Attic: Access Only,Pull Down Stairs

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,868
  • Total interior livable area: 2,868 sqft

Kitchen

  • Level: Main
  • Area: 154
  • Dimensions: 14x11

Master Bedroom

  • Level: Main
  • Area: 195
  • Dimensions: 15x13

Property

Details

  • Parcel number: 481413300059000012
  • Special condition: Sales Disclosure On File
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Patio

Lot

  • Lot size: 0.32 Acres
  • Features: Rural - Subdivision,Mature Trees

Parking

  • Total spaces: 3
  • Parking features: Attached,Concrete,Garage Door Opener,Storage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,921$23,052
Home Insurance *$191$2,292
Property Taxes $286$3,432
Electricity $262$3,154
Total$2,660$31,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,200/yr
40% on housing$79,800/yr
45% on housing$70,933/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$132This listing

vs Other Active Listings

Avg $/sqft

ZIP 46064$163
Madison County$95

vs Homes Sold Last Month

Median $/sqft

ZIP 46064$166
Madison County$120

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$395,000
2026-04-08Listed for sale$400,000
2020-05-15Sold$230,000
2020-04-15Pending sale$249,900
2020-04-02Listed for sale$249,900
2020-03-30Pending sale$249,900
2020-03-12Price change$249,900
2020-02-11Price change$259,900
2020-01-18Listed for sale$267,900

For Sale by Agent

AgentRichard Beckham
BrokerageKeller Williams Indy Metro NE

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