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108 4th Ave E, Ryegate, MT, 59074

3beds
2baths
1,184sqft
$110,000
$93price/sqft
$783/moest. monthly cost
$31,320/yrincome needed

About This Home

Located in the quiet community of Ryegate, this home sits on 0.3 acres and has the kind of small-town Montana charm people are looking for. The front porch is perfect for relaxing with your morning coffee. Ryegate offers peaceful living and wide-open spaces while still not being far from Billings. Whether you’re looking for a slower pace, a weekend getaway, or a place to call home, this property is a great chance to enjoy everything small-town Montana living has to offer.

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

--
Ryegate SchoolGrades PK-80.2 mi
2/10
Ryegate High SchoolGrades 9-120.2 mi
--
Ryegate 7-8Grades 7-80.2 mi

Construction

Condition

  • Property condition: Unknown
  • Year built: 1985

Materials

  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mobile Home
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Freezer,Oven,Range,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Finished area above ground: 1,184

Heating & Cooling

  • Heating features: Forced Air,Gas,Propane
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,184 sqft

Property

Details

  • Parcel number: 1118000000
  • Zoning description: Other

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch
  • Fencing: None

Lot

  • Lot size: 0.32 Acres
  • Features: Corner Lot,Level

Parking

  • Parking features: None,Additional Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Winter Weather
Hail
Inland Flooding
Wildfire

FEMA Declared Disasters in Golden Valley County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $556$6,672
Home Insurance $67$804
Property Taxes $9$108
Electricity $151$1,812
Total$783$9,396

Income You'd Need if You Spent...

35% on housing$26,845/yr
40% on housing$23,490/yr
45% on housing$20,880/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 5.8%
5.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$93This listing

vs Other Active Listings

Avg $/sqft

ZIP 59074$183
Golden Valley County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 59074
Golden Valley County$112

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-15Listed for sale$110,000

For Sale by Agent

AgentTara Petersen
BrokerageMT Ranch and Home Real Estate

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