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610 S Sansome St, Philipsburg, MT, 59858

1beds
1baths
560sqft
$160,000
$286price/sqft
$1,056/moest. monthly cost
$42,240/yrincome needed

About This Home

560 sq ft home on a valuable in-town lot—ideal for redevelopment or a complete renovation project. Excellent location within walking distance of downtown Philipsburg, offering strong long-term potential. This property is being sold AS IS. Owner financing available.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

--
Philipsburg SchoolGrades PK-60.1 mi
9/10
Philipsburg 7-8Grades 7-80.1 mi
7/10
Granite High SchoolGrades 9-120.1 mi

Construction

Condition

  • Year built: 1936

Materials

  • Foundation: Poured

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0

Interior Area

  • Total interior livable area: 560 sqft

Property

Details

  • Parcel number: 46157325411010000
  • Special condition: Standard

Lot

  • Lot size: 2,874 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Landslide
    LandslideRelatively High
  • Wildfire
    WildfireRelatively High
  • Avalanche
    AvalancheModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Landslide
Wildfire
Avalanche
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters in Granite County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $809$9,708
Home Insurance $50$600
Property Taxes $46$552
Electricity $151$1,812
Total$1,056$12,672

Income You'd Need if You Spent...

35% on housing$36,205/yr
40% on housing$31,680/yr
45% on housing$28,160/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$286This listing

vs Other Active Listings

Avg $/sqft

ZIP 59858$411
Granite County$385

vs Homes Sold Last Month

Median $/sqft

ZIP 59858
Granite County$818

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Price change$168,000
2026-02-12Listed for sale$170,000

For Sale by Agent

AgentCharity Therriault
BrokerageClearwater Montana Properties - Philipsburg

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