411 1st St W, Chester, MT, 59522
About This Home
This small but charming home is flooded with natural light and offers the perfect blend of comfort and style. As low maintenance as it gets, this house has new “Diamond Kote” siding, new Andersen Windows, a new kitchen, a new heating system and much more!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1951
Materials
- Foundation: Concrete
- Roof: Asphalt
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Conventional
Interior
Basement
- Basement: Finished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Heating & Cooling
- Heating features: Other
- Cooling features: Central
Interior Area
- Total interior livable area: 1,300 sqft
Property
Details
- Parcel number: 48443128214040000
Features
- Exterior features: Other
Lot
- Lot size: 0.48 Acres
Parking
- Parking features: Garage - Detached
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Inland Flooding
- Drought
- Hail
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Liberty County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,163 | $13,956 |
| Home Insurance | $177 | $2,124 |
| Property Taxes | $101 | $1,212 |
| Electricity | $151 | $1,812 |
| Total | $1,592 | $19,104 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-20 | Price change | $230,000 |
| 2026-04-08 | Listed for sale | $250,000 |
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