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802 10th St, Circle, MT, 59215

3beds
3baths
3,200sqft
$279,000
$87price/sqft
$2,151/moest. monthly cost
$86,040/yrincome needed

About This Home

Spacious & Comfortable Home! 1,600 sq ft and full, partially finished basement • Three bedroom, two bathroom (2nd bath with whirlpool tub!) • Laundry room • Office nook • Large kitchen with center island + tons of cabinets • Central A/C Basement is partially finished with a non-egress bedroom and bonus finished room used for a sleeping room, bathroom, large open flex space, and mechanical/storage room Oversized 728 sq ft attached garage • Asphalt drive • Garden shed w/ overhead + walk-through doors • Underground sprinklers Move-In Ready - Updated, well cared for, super comfortable — and packed with storage!

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

--
Bo Peep SchoolGrades PK-30.2 mi
4/10
Redwater 7-8Grades 7-80.2 mi
5/10
Circle High SchoolGrades 9-120.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1982

Materials

  • Roof: Asphalt
  • Construction materials: Masonite

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Finished area above ground: 1,600

Heating & Cooling

  • Heating features: Electric,Propane
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,200 sqft

Property

Details

  • Parcel number: 1100013
  • Zoning description: Other

Features

  • Stories: 1
  • Exterior features: Sprinkler/Irrigation
  • Fencing: None

Lot

  • Lot size: 0.34 Acres
  • Features: Alley

Parking

  • Total spaces: 2
  • Parking features: Attached,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailVery High
  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Winter Weather
Heat Wave
Inland Flooding
Lightning
Tornado
Wildfire

FEMA Declared Disasters in McCone County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,410$16,920
Home Insurance $330$3,960
Property Taxes $192$2,304
Electricity $219$2,636
Total$2,151$25,812

Income You'd Need if You Spent...

35% on housing$73,748/yr
40% on housing$64,530/yr
45% on housing$57,360/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$87This listing

vs Other Active Listings

Avg $/sqft

ZIP 59215$77
McCone County$77

vs Homes Sold Last Month

Median $/sqft

ZIP 59215
McCone County$88

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$269,000
2026-05-31Listed for sale$279,000

For Sale by Agent

AgentAngela Belus
BrokerageMB Realty

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