403 4th Ave NE, White Sulphur Springs, MT, 59645
About This Home
Rare opportunity to own a charming Montana cabin on five city lots in White Sulphur Springs. This move-in-ready property blends rustic character with thoughtful updates, featuring an updated kitchen with quartz countertops, soft-close cabinetry, stainless steel appliances, a center island, vaulted ceilings, and a beautiful cast iron Freedom wood stove with a stunning stone surround that efficiently heats the home. The home offers two bedrooms, plus an additional third room which could be used as a bedroom, office or flex room, one full bath with a walk-in shower, a convenient half bath off the mudroom, updated electrical, PEX plumbing, and a durable metal roof. Outside, enjoy mountain views, mature trees, lilac bushes, and a covered front porch. Ample parking for all your toys with an attached two-car garage, covered carport, and a versatile barn/shop complete with 240-volt power, wood stove, electric heat, and an unfinished loft ready for your vision. The fully fenced property features multiple access gates and offers plenty of room for horses, livestock, gardening, future expansion, or simply enjoying the extra space. With no HOA or covenants and a proven history as a successful five-star short-term rental, this unique property offers endless possibilities for full-time living, recreation, or investment.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1975
Materials
- Roof: Metal
- Construction materials: Shingle Siding,Shake Siding,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow,Cabin
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Microwave,Range,Refrigerator,Washer
Basement
- Basement: None
Bedroom
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Den
- Level: Main
Features
- Fireplace
- Flooring: Laminate
- Fireplace features: Wood Burning
- Fireplace: Yes
- Finished area above ground: 1,190
Half Bath
- Level: Main
Heating & Cooling
- Heating features: Wood,Wall Furnace
- Cooling features: Ceiling Fan(s)
Interior Area
- Total structure area: 1,190
- Total interior livable area: 1,190 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Other
- Level: Main
Property
Details
- Parcel number: 0000001449
- Zoning description: None/Unknown
- Special condition: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Balcony,Deck
- Exterior features: Landscaping
- Fencing: Cross Fenced,Perimeter
- Has view: Yes
- View description: Meadow,Mountain(s),Trees/Woods
- Waterfront features: None
Lot
- Lot size: 0.42 Acres
- Features: Landscaped
Parking
- Total spaces: 2
- Parking features: Attached,Carport,Detached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Winter Weather
- Inland Flooding
- Landslide
- Hail
- Strong Wind
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Meagher County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,275 | $27,300 |
| Home Insurance | $197 | $2,364 |
| Property Taxes | $195 | $2,340 |
| Electricity | $151 | $1,812 |
| Total | $2,818 | $33,816 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-22 | Price change | $450,000 |
| 2026-07-22 | Price change | $350,000 |
| 2026-07-22 | Listed for sale | $450,000 |
| 2020-07-13 | Sold | -- |
| 2020-05-27 | Pending sale | $250,000 |
| 2020-04-27 | Listed for sale | $250,000 |
| 2011-01-13 | Listing removed | $42,700 |
| 2010-12-27 | Listed for sale | $42,700 |
| 2010-09-24 | Listing removed | $42,700 |
| 2010-09-02 | Price change | $42,700 |
| 2010-06-27 | Price change | $48,800 |
| 2010-05-30 | Price change | $54,900 |
| 2010-04-26 | Listed for sale | $61,000 |
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