704 2nd St NW, Harlowton, MT, 59036
About This Home
Incredible value and small-town Montana living at its best! Nicely remodeled 4bd/2ba home pairs modern updates w/ the charm & welcoming community buyers are searching for. Recent improvements include new siding, windows, roof, gutters, electrical, flooring, interior paint, & updated bathrooms. The oversized one-car garage provides additional storage & workspace. Located in the heart of Central Montana, Harlowton offers convenient access to the Crazy, Snowy, Little Belt, and Castle mountain ranges, w/endless opportunities for hiking, hunting, camping, snowmobiling, & side-by-side adventures. Local amenities include the Musselshell River, a 9-hole golf course, a new hospital, grocery store, brewery, historic movie theater, & swimming pool. Perfectly located just 45 miles from Showdown Ski Area, Lewistown & Big Timber, & 1.5 hours from Billings and Bozeman,
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1955
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Oven,Range,Refrigerator
Basement
- Has basement: Yes
- Basement: Full
Bedroom
- Level: Main
Bedroom
- Level: Basement
Bedroom
- Level: Basement
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 2
Dining Room
- Level: Main
Features
- Finished area above ground: 904
Heating & Cooling
- Heating features: Forced Air,Gas
- Cooling features: None
Interior Area
- Total interior livable area: 1,672 sqft
Kitchen
- Level: Main
Laundry
- Level: Basement
Living Room
- Level: Main
Master Bedroom
- Level: Main
Property
Details
- Parcel number: 0945001716
- Zoning description: Other
Features
- Stories: 1
- Fencing: None
Lot
- Lot size: 8,494 sqft
- Features: Alley
Parking
- Total spaces: 1
- Parking features: Detached,Off Street,Oversized
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Winter Weather
- Hail
- Inland Flooding
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Wheatland County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,465 | $17,580 |
| Home Insurance | $285 | $3,420 |
| Property Taxes | $109 | $1,308 |
| Electricity | $151 | $1,812 |
| Total | $2,010 | $24,120 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-05 | Price change | $269,900 |
| 2026-06-16 | Price change | $289,900 |
| 2026-05-21 | Listed for sale | $299,900 |
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