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118 A Ave NW, Harlowton, MT, 59036

5beds
2baths
2,760sqft
$160,000
$58price/sqft
$1,215/moest. monthly cost
$48,600/yrincome needed

About This Home

Centrally located residence in Harlowton Montana. This home has had a lot of love and is ready for a new family! this residences has an enclosed porch, livingroom, a jack and jill bathroom with bedrooms on either side, the kitchen, dining area and a third office/bedroom on the back side of the residence. The basement includes another bedroom and 3/4 bathroom, a reloading/utility room, and additional living space. There is 220 amp in the basement and the laundry area is on the main floor. - Please know this residence will be sold as is. - New hot water heater installed May 2026.

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

4/10
Hillcrest SchoolGrades PK-80.3 mi
3/10
Harlowton High SchoolGrades 9-120.3 mi
--
Hillcrest 7-8Grades 7-80.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1903

Materials

  • Roof: Aluminum

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Oven,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area above ground: 2,088

Heating & Cooling

  • Heating features: Hot Water
  • Cooling features: None

Interior Area

  • Total interior livable area: 2,760 sqft

Property

Details

  • Parcel number: 0945001186
  • Zoning description: Rural Residential 1

Features

  • Levels: One
  • Stories: 1
  • Fencing: None

Lot

  • Lot size: 7,000 sqft
  • Features: Alley,Interior Lot

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Winter Weather
Hail
Inland Flooding
Wildfire

FEMA Declared Disasters in Wheatland County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $809$9,708
Home Insurance $157$1,884
Property Taxes $60$720
Electricity $189$2,274
Total$1,215$14,580

Income You'd Need if You Spent...

35% on housing$41,657/yr
40% on housing$36,450/yr
45% on housing$32,400/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: -12.4%
-12.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$58This listing

vs Other Active Listings

Avg $/sqft

ZIP 59036$108
Wheatland County$115

vs Homes Sold Last Month

Median $/sqft

ZIP 59036
Wheatland County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Price change$145,000
2026-07-13Price change$160,000
2026-05-18Price change$175,000
2026-03-27Listed for sale$180,000

For Sale by Agent

AgentAlexis Breipohl
BrokerageCentral Montana Real Estate

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