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1080 Chestnut St APT 11C, San Francisco, CA, 94109

2beds
2baths
1,622sqft
$2,990,000
$1,843price/sqft
$19,972/moest. monthly cost
$798,880/yrincome needed

About This Home

This high-floor, two-bedroom, Golden Gate view apartment at 1080 Chestnut offers miles of cinematic vistas of the San Francisco Bay and beyond! An expansive living room - with stunning panoramas of the dynamic North Bay, Alcatraz, and Angel Island - is outfitted with custom built-in shelving and a north-facing walk-out balcony. The kitchen includes a breakfast area. Monthly dues include 24/7 door staff-attended lobby, on-site maintenance and management staff, utilities of electricity, water, heat, satellite TV and refuse disposal, contribution to reserves, parking and storage. Located on one of the best flat blocks of Russian Hill amidst climbing cable cars, Mid-Century 1080 Chestnut is steps from the restaurants, wine bars and coffee houses of Polk and Hyde Streets, and a short distance to North Beach, Fort Mason, Ghirardelli/Aquatic Park, and the Marina Green.

Getting Around

94
WalkingWalker's Paradise
84
TransitExcellent Transit
71
BikeVery Bikeable

Schools

8/10
5/10
Francisco Middle SchoolGrades 6-80.5 mi
7/10
Galileo High SchoolGrades 9-120.2 mi

Construction

Condition

  • Year built: 1962

Type & Style

  • Home type: Cooperative
  • Architectural style: Contemporary
  • Property subType: Stock Cooperative

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Range Hood

Bathroom

  • Features: Low-Flow Toilet(s), Shower Stall(s), Tile

Bedroom1

  • Area: 0

Bedroom2

  • Area: 0

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Dining/Living Combo
  • Area: 0

Family Room

  • Area: 0

Features

  • Window features: Window Coverings
  • Flooring: Carpet,Tile

Heating

  • Heating features: Baseboard

Interior Area

  • Total structure area: 1,622
  • Total interior livable area: 1,622 sqft

Kitchen

  • Features: Breakfast Area, Quartz Counter
  • Level: Main
  • Area: 0

Living Room

  • Features: Deck Attached, View
  • Level: Main
  • Area: 0

Master Bathroom

  • Features: Shower Stall(s), Tile, Window

Master Bedroom

  • Features: Closet, Sound System
  • Area: 0

Property

Details

  • Parcel number: 0047C144
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Exterior features: Balcony
  • Has view: Yes
  • View description: Bay,City,City Lights,Downtown,Golden Gate Bridge,Panoramic,San Francisco
  • Has water view: Yes
  • Water view: Bay

Lot

  • Features: Shape Regular

Parking

  • Total spaces: 1
  • Parking features: Driveway,Attached,Enclosed,Garage Door Opener,Inside Entrance,Side By Side,On Site
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in San Francisco County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $15,119$181,428
Home Insurance *$1,378$16,536
Property Taxes $3,077$36,924
Electricity $398$4,786
Total$19,972$239,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$684,754/yr
40% on housing$599,160/yr
45% on housing$532,586/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.8%
2.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,843This listing

vs Other Active Listings

Avg $/sqft

ZIP 94109$776
San Francisco County$693

vs Homes Sold Last Month

Median $/sqft

ZIP 94109$966
San Francisco County$986

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-14Price change$2,990,000
2024-12-12Listed for sale$3,200,000
2012-11-30Sold$1,601,000

For Sale by Agent

AgentGregg Lynn
BrokerageSotheby's International Realty

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