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5190 Memory Ln, Mount Olive, AL, 35117

3beds
2baths
1,456sqft
$90,000
$62price/sqft
$801/moest. monthly cost
$32,040/yrincome needed

About This Home

Manufactured home on a permanent foundation situated on approximately 1.86 acres, offering a private setting with a long driveway and additional storage building. Features a split-bedroom floor plan with 3 bedrooms and 2 bathrooms, providing functional living space and separation of bedrooms. Case 011-949523. HUD homes are Sold As Is. Property is listed as IE (Insured Escrow) subject to appraisal. Seller makes no representations or warranties as to property condition. Managed by Olympus AMS. To submit offers visit HUD Home Store.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
9/10
Bragg Middle SchoolGrades 6-81.8 mi
4/10
Gardendale High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1999

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Stove-Electric,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Laundry Room,Laundry (ROOM),Yes

Basement

  • Area: 0

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • None,Tub/Shower Combo
  • Flooring: Laminate
  • Number of fireplaces: 1
  • Fireplace features: Tile (FIREPL),Living Room,Wood Burning
  • Fireplace: Yes
  • Attic: None
  • Finished area below ground: 0
  • Finished area above ground: 1,456

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,456 sqft

Kitchen

  • Features: Laminate Counters
  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 1400103004004.004
  • Special condition: As Is

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Open (PATIO),Patio
  • Exterior features: None
  • Has view: Yes
  • View description: None
  • Waterfront features: No

Lot

  • Lot size: 1.86 Acres

Parking

  • Total spaces: 1
  • Parking features: Driveway,Unassigned
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Heat Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $455$5,460
Home Insurance *$63$756
Property Taxes $43$516
Electricity $240$2,881
Total$801$9,612
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$27,462/yr
40% on housing$24,030/yr
45% on housing$21,360/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$62This listing

vs Other Active Listings

Avg $/sqft

ZIP 35117$140
Jefferson County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 35117$169
Jefferson County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Pending sale$90,000
2026-05-02Price change$90,000
2026-04-12Listed for sale$100,000
2026-04-08Pending sale$100,000
2026-04-04Listed for sale$100,000
2026-04-01Pending sale$100,000
2026-03-28Listed for sale$100,000
2026-02-11Pending sale$100,000
2026-02-10Price change$100,000
2026-01-10Listed for sale$125,000
2025-12-18Sold$102,795
2025-09-26Sold$102,795
2024-02-21Listing removed--
2023-09-20Pending sale$99,900
2020-12-11Sold$99,900
2020-08-17Listing removed$99,900
2020-08-17Pending sale$99,900
2020-06-07Listed for sale$99,900
2018-05-17Listing removed$900
2018-05-10Listed for rent$900
2015-12-05Listing removed$895
2015-10-20Listed for rent$895
2015-10-20Listing removed$99,900
2015-04-08Listed for sale$99,900
2014-11-08Listing removed$850
2014-10-23Price change$850
2014-09-16Price change$895
2014-09-03Listed for rent$950
2007-08-28Sold$111,500

For Sale by Agent

AgentMelissa Justice
BrokerageAlabama Realty Servicing Inc

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