See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3660 MIDDLEBROOK Drive, Orange Park, FL, 32065

5beds
4baths
2,701sqft
$434,000
$161price/sqft
$3,124/moest. monthly cost
$124,960/yrincome needed

About This Home

MUST SEE Gorgeous two story 5/4 home on cul-de-sac street w/over 2700sqft of living space for the whole family. NEW ROOF going on first week of August. Living room/office/den off of foyer. Bedroom #2 with bath located downstairs by Family room. Open/centrally located kitchen with solid surface counters, Island, 42'' cabinets, decorative backsplash, SS appliances, pantry & eat-in area. Dining area by kitchen. Kitchen opens to inviting Family room with wood burning fireplace framed by a pretty wood mantle. Large Master bedroom with double trey ceiling features - super Master bath w/dual vanities, garden tub, tiled shower & walk-in closet. 2nd floor has three more nice size bedrooms & two baths. Huge bonus area could be a game room/theater. New LVP wood like floors & freshly cleaned carpets. Covered porch equipped with summer kitchen - opens to fenced backyard with New fire pit to enjoy the pretty Floridian summer nights - perfect for entertaining, making memories with friends & family. Close to highly rated schools, great shopping, restaurants, movie theater and main routes to NAS Jacksonville, Cecil Commerce Center, Down town Jacksonville and St Augustine.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

7/10
7/10
Oakleaf High SchoolGrades PK,9-120.5 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2006

Materials

  • Roof: Shingle
  • Construction materials: Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,In Unit,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Ceiling Fan(s),Entrance Foyer,Jack and Jill Bath,Open Floorplan,Primary Bathroom -Tub with Separate Shower,Walk-In Closet(s)
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 2,701 sqft

Property

Details

  • Parcel number: 06042500786901209
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Front Porch,Patio
  • Exterior features: Fire Pit
  • Fencing: Back Yard

Lot

  • Lot size: 7,840 sqft
  • Features: Cul-De-Sac,Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Inland Flooding
Tornado
Hurricane
Heat Wave
Strong Wind
Tsunami

FEMA Declared Disasters in Clay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,194$26,328
Home Insurance *$286$3,432
Property Taxes $373$4,476
Electricity $271$3,261
Total$3,124$37,488
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,108/yr
40% on housing$93,720/yr
45% on housing$83,306/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.5%
16.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.5%
4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 32065$135
Clay County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 32065$175
Clay County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-18Pending sale$434,000
2026-07-23Listed for sale$434,000
2026-07-14Listing removed$438,000
2026-06-29Price change$438,000
2026-06-04Listed for sale$450,000
2006-10-06Sold$350,800

For Sale by Agent

AgentDAVID FAEHNRICH
BrokerageWATSON REALTY CORP

Similar Homes