159 SE 245th St, Old Town, FL, 32680
About This Home
POSSIBLE OWNER FINANCING!!!! Looking for a place to spend your free time or to live near the water, then you must see this well kept immaculate home. This stilted home with two stall boathouse is located in the coastal town of Suwannee on a deep freshwater canal. There is also a 50 ft of seawall in place to protect your investment. If you don't know, this is where the historic natural flowing Suwannee River meets the Gulf. On the inside of this 3 bedroom, 3 bath home you will find wood flooring, quartz counter tops, vertical blinds and all of the modern conveniences. The 3rd bedroom and bath is located beneath the main structure. This would make a great mother-in-law suite or a weekend rental for income. If you are not familiar with Suwannee, let me tell you that it offers access to some of the best fresh and saltwater fishing in Florida. On the inland side, Suwannee is surrounded by the Lower Suwannee Wildlife Refuge. Kayaking fishing, hunting, hiking are just a few of the activities this area provides. Want to really see Old Florida, take a scenic drive down the Dixie Mainline to Shired Island. TO TOP IT OFF, THE OWNER IS OFFERING TO FINANCE IT!!!!!!!!!! If you don't want to fall in love with Suwannee, stay away. Call today,
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2004
Materials
- Foundation: Coastal,Pillar/Post/Pier
- Roof: Metal
- Construction materials: Vinyl Siding,Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Modern
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Dryer - Electric,Microwave,Electric Range
- Laundry features: W/D Hookups
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Features
- Breakfast Bar,Ceiling Fan(s),Eat-in Kitchen,Quartz Counter,Verticals
- Door features: Double Entry Door
- Window features: Double Hung Windows,Blinds,Window Treatments
- Flooring: Laminate
- Fireplace features: None
Heating & Cooling
- Heating features: Electric
- Cooling features: Electric
Interior Area
- Total structure area: 1,120
- Total interior livable area: 1,120 sqft
Master Bathroom
- Features: Combo Tub & Shower,Jack & Jill Bath,Shower Only
Master Bedroom
- Features: 1 Master Suite
Property
Details
- Parcel number: 191312299400000240
Features
- Patio & porch: Porch,Open Deck
- Exterior features: Slab
- Has view: Yes
- View description: Creek/Stream,Water
- Has water view: Yes
- Water view: Creek/Stream,Water
- On waterfront: Yes
- Waterfront features: Seawall,Canal Access,Canal Front,Fresh Water Canal,Gulf Access,Gulf Canal,River Access,River Canal
- Waterbody name: Gulf of Mexico,Suwannee River
- Frontage length: Waterfront Footage: 50
- Topography of land: Level
- Residential vegetation: Grassed
Lot
- Lot size: 4,268 sqft
- Features: Cul-De-Sac,Cleared
Parking
- Parking features: Driveway,Under House,Concrete
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Lightning
- Inland Flooding
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Dixie County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,219 | $26,628 |
| Home Insurance * | $372 | $4,464 |
| Property Taxes | $599 | $7,188 |
| Electricity | $197 | $2,366 |
| Total | $3,387 | $40,644 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-27 | Price change | $439,000 |
| 2026-02-13 | Price change | $425,000 |
| 2025-11-13 | Listed for sale | $435,000 |
| 2021-03-02 | Listing removed | -- |
| 2020-09-01 | Listed for sale | $370,000 |
| 2004-03-17 | Sold | $255,000 |
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