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154 Ethel Wingate Dr Unit 510, Perdido Key, FL, 32507

4beds
3baths
2,164sqft
$635,000
$293price/sqft
$5,111/moest. monthly cost
$204,440/yrincome needed

About This Home

Don’t miss this Harbour Pointe beauty! PRIVATE END UNIT ~ Two Ensuite Bedrooms ~ 3/3 PLUS BUNK/BONUS ROOM ~ Welcome to your perfect coastal escape in sought-after Harbour Pointe—a private end-unit condo designed for effortless waterfront living. With sweeping Intracoastal views stretching to Pensacola Beach, Perdido Key, & the Gulf of Mexico, this 5th-floor retreat invites you to truly own the lifestyle. This beautifully positioned residence features 3 bedrooms, 3 full bathrooms, plus a versatile bunk/bonus room, offering flexible space for guests, family, or a dedicated getaway retreat. Thoughtfully designed w/ two ensuite bedrooms, the layout provides both privacy & comfort—ideal for hosting or simply unwinding. The waterfront primary suite is a true highlight, complete w/ private balcony access to enjoy morning coffee, sunset skies, & even watch the Blue Angels practice overhead. Ensuite bath has double vanities, jetted tub, separate shower & walk in closet. A second primary suite welcomes you at entry w/ warm western exposure & sunset views; ensuite has double vanity, tub/shower combo & sep shower. The 3rd bedroom PLUS bonus/bunk room ensure plenty of room for everyone. Open GREAT ROOM + DINING area is filled w/ natural light & framed by captivating water views, seamlessly connecting to a well-appointed KITCHEN w/ granite countertops, tile flooring, & everything you need for easy coastal living or entertaining. On the main floor, you can enjoy resort-style amenities including waterfront pool & hot tub, fitness center, library, community room, community beach area, & community pier w/ fishing/sitting area at the end --all set within beautifully maintained grounds that encourage relaxation & recreation. Whether you're searching for a second home, vacation retreat, or income-producing property (7-day rentals allowed), this condo offers the ideal blend of comfort, views, & lifestyle. VA financing is permitted. Hurry to see this one & get your offer in!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

7/10
5/10
3/10
Escambia High SchoolGrades 9-128.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2006

Materials

  • Foundation: Slab
  • Roof: Flat
  • Construction materials: Concrete

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Electric Water Heater,Built In Microwave,Dishwasher,Refrigerator
  • Laundry features: Inside,W/D Hookups

Bedroom

  • Level: First
  • Area: 158.5625

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Baseboards,Ceiling Fan(s)
  • Door features: Storm Door(s)
  • Window features: Storm Window(s),Drapery Rods,Shutters
  • Flooring: Tile,Carpet

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,164
  • Total interior livable area: 2,164 sqft

Master Bedroom

  • Level: First
  • Area: 244.2708

Property

Details

  • Parcel number: 233s311104510001
  • Zoning description: Commercial

Features

  • Levels: 8 or More Story
  • Pool features: None,Community
  • Exterior features: Balcony,Barbecue,Dock
  • Has spa: Yes
  • Spa features: Heated,Community
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Intracoastal Waterway,Waterfront,Deed Access,Beach

Lot

  • Lot size: 4.41 Acres
  • Features: Central Access

Parking

  • Parking features: Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Tsunami

FEMA Declared Disasters in Escambia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,210$38,520
Home Insurance *$1,499$17,988
Property Taxes $185$2,220
Electricity $217$2,613
Total$5,111$61,332
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$175,234/yr
40% on housing$153,330/yr
45% on housing$136,293/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.1%
14.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$293This listing

vs Other Active Listings

Avg $/sqft

ZIP 32507$271
Escambia County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 32507$193
Escambia County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-17Listed for sale$640,000
2026-03-30Listing removed--
2026-02-18Listed for sale$600,000
2008-09-11Sold$352,000

For Sale by Agent

AgentKathleen Batterton, Levin Rinke Realty, Ashley Murray, Levin Rinke Realty
BrokerageLevin Rinke Realty

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