513 Fort Pickens Rd, Pensacola Beach, FL, 32561
About This Home
Coastal Living at Its Finest on Pensacola Beach! NO CONDO FEES,HOA ONLY $500 PER YEAR! Wake up to breathtaking Gulf and Bay views from this stunning coastal retreat on Fort Pickens Road. Perched high on the Gulf side, this spacious 4-bedroom, 3-bath home is designed for those who love the beach lifestyle. Spend your days strolling the sugar-white sands, swimming in the emerald waters, and watching dolphins play along the shoreline—all just steps away with deeded beach access. After a day at the beach, relax in your private pool or head to the rooftop deck, where panoramic water views create the perfect setting for sunset cocktails, star-filled evenings, and moonlit gatherings. A hot tub connection is already in place, making the rooftop an incredible outdoor oasis. Whether you’re seeking a primary residence, second home, or income-producing vacation property, this home offers the flexibility for both short-term and long-term rentals. Projected Rental Income $100,000-$120,000. Two oversized garages and additional parking provide plenty of room for vehicles, golf carts, and beach gear. Experience the coastal lifestyle you’ve been dreaming of—where every day feels like a vacation on Pensacola Beach.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2003
Materials
- Foundation: Pillar/Post/Pier,Slab
- Roof: Metal
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater,Dishwasher,Disposal,Microwave,Refrigerator,ENERGY STAR Qualified Water Heater
Bathroom
- Level: Third
- Area: 48
Bathroom1
- Level: Second
- Area: 66
Bedroom
- Level: Third
- Area: 120
Bedroom1
- Level: Second
- Area: 150
Bedroom2
- Level: Second
- Area: 130
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Features
- Storage,Baseboards,Ceiling Fan(s),Crown Molding,High Ceilings
- Window features: Double Pane Windows,Drapes
- Flooring: Hardwood,Tile
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 2,804
- Total interior livable area: 2,804 sqft
Kitchen
- Level: Third
- Area: 189
Living Room
- Level: Third
- Area: 476
Master Bedroom
- Level: Second
- Area: 330
Property
Details
- Parcel number: 282s262400000004
- Zoning description: Mixed Residential Subdiv
- Special condition: Standard
Features
- Levels: Three Or More
- Stories: 3
- Private pool: Yes
- Pool features: In Ground
- Patio & porch: Porch
- Spa features: Community
- Fencing: Back Yard,Privacy
- Has view: Yes
- View description: Bay,Gulf,Water
- Has water view: Yes
- Water view: Bay, Gulf, Water
- Waterfront features: Waterfront Deed Access
Lot
- Lot size: 3,920 sqft
- Features: Interior Lot
Parking
- Total spaces: 4
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Coastal Flooding
- Lightning
- Inland Flooding
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Escambia County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,037 | $72,444 |
| Home Insurance * | $2,708 | $32,496 |
| Property Taxes | $731 | $8,772 |
| Electricity | $282 | $3,386 |
| Total | $9,758 | $117,096 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-23 | Listed for sale | $1,194,000 |
| 2019-03-01 | Sold | $550,000 |
| 2018-12-07 | Pending sale | $625,000 |
| 2018-12-06 | Listed for sale | $625,000 |
| 2018-12-06 | Pending sale | $625,000 |
| 2018-11-16 | Listed for sale | $625,000 |
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