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465 NE 158th St, Cross City, FL, 32628

4beds
2baths
1,612sqft
$229,900
$143price/sqft
$1,824/moest. monthly cost
$72,960/yrincome needed

About This Home

Welcome to peaceful country living with modern updates! This beautifully remodeled 4-bedroom, 2-bath mobile home sits on just over 2 spacious acres in Cross City, offering the perfect blend of privacy, comfort, and convenience. Inside, you'll find a thoughtfully updated interior designed for both everyday living and entertaining. The inviting living room features custom wood trim and a stunning beamed ceiling, adding warmth and character while creating a welcoming focal point for the home. Natural light fills the space, making it feel open and comfortable. The galley-style kitchen has been updated with modern cabinets and countertops, offering plenty of storage and workspace while maintaining an efficient layout for cooking and meal prep. It's both functional and stylish for everyday living. The spacious primary suite offers a relaxing retreat, complete with a large master closet and an updated bathroom featuring a walk-in shower designed for comfort and convenience. Three additional bedrooms provide flexibility for family, guests, or a home office. One of the standout features of this property is the newly built large front porch, perfect for relaxing with your morning coffee, enjoying the quiet country setting, or entertaining friends and family while overlooking the property. Outside, the well-maintained 2+ acre property provides plenty of room for outdoor activities, gardening, animals, or simply enjoying the peaceful North Florida surroundings. Conveniently located just minutes from downtown Cross City, you'll have quick access to shopping, restaurants, schools, and everyday necessities. Outdoor enthusiasts will appreciate being a short drive from the Suwannee River, area springs, and the Gulf of Mexico, offering excellent opportunities for boating, fishing, scalloping, and exploring Florida's Nature Coast. If you're searching for a move-in ready home with acreage, modern upgrades, and a peaceful location close to town, this Cross City property is a must-see. Schedule your private showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
Dixie County High SchoolGrades 7-123.2 mi
--
Ruth Rains Middle SchoolGrades 5-73.4 mi

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: HardiPlank Type,T-111,Frame

Type & Style

  • Home type: MobileManufactured
  • Property subType: Mobile Home

Interior

Appliances

  • Appliances included: Electric Range,Range Hood,Refrigerator
  • Laundry features: Laundry Room,W/D Hookups

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Eat-in Kitchen,Laminate Counters,Open Floorplan,Walk-In Closet(s),Wood Cabinets,Beamed Ceilings
  • Window features: Double Pane Windows
  • Flooring: Carpet,Luxury Vinyl Planking,Tile
  • Fireplace features: None

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,612
  • Total interior livable area: 1,612 sqft

Master Bathroom

  • Features: Combo Tub & Shower,Shower Only,Vanity,Walk-in Shower

Master Bedroom

  • Features: 1 Master Suite,Walk-In Closet(s)

Property

Details

  • Parcel number: 270912136200000110

Features

  • Topography of land: Level,Topo Mix
  • Residential vegetation: Grassed

Lot

  • Lot size: 2.15 Acres
  • Features: Irregular Lot,Cleared,Native Plants,Wooded

Parking

  • Parking features: Driveway,Open,Dirt
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Dixie County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,162$13,944
Home Insurance *$195$2,340
Property Taxes $270$3,240
Electricity $197$2,366
Total$1,824$21,888
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,537/yr
40% on housing$54,720/yr
45% on housing$48,640/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 17.6%
17.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 10.3%
10.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$143This listing

vs Other Active Listings

Avg $/sqft

ZIP 32628$113
Dixie County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 32628
Dixie County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-13Listed for sale$229,900
2022-04-21Sold$59,300
2018-04-09Sold$41,000

For Sale by Agent

AgentDewey Hatcher
BrokerageHatcher Realty Services, Inc. Steinhatchee

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