191 Seminole Ln APT 203, Cocoa Beach, FL, 32931
About This Home
Spectacular DIRECT BANANA RIVERFRONT CORNER UNIT offering breathtaking views and a peaceful waterfront lifestyle in the boutique 11-unit community of Garden Bay. Rare opportunity to own an end unit in this highly desirable Cocoa Beach complex—just a short stroll to the ocean, restaurants, and shopping. Nearly 2,600 sq ft of luxury living with 4 bedrooms, 3.5 baths, and a private 2-car garage. High 8.5' ceilings, crown molding, travertine and wood flooring (no carpet), and impact windows with plantation shutters throughout. The gourmet kitchen boasts granite countertops, custom cabinetry, tile backsplash, and newer stainless appliances overlooking the water. Spacious owner's suite features double walk-in closets, private balcony, and spa-inspired bath with jetted tub and marble shower. Each guest bedroom has its own ensuite bath for privacy and comfort. Enjoy sunsets, dolphins, and manatees from your oversized balcony with wet bar. Resort-style amenities include a heated pool & spa, clubhouse with full kitchen, fitness room, saunas, and private fishing pier. Pet-friendly community with no weight limit. Experience luxury, location, and lifestyleall in one stunning riverfront retreat!
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 2006
Materials
- Roof: Membrane,Tile
- Construction materials: Block,Concrete,Stucco
Type & Style
- Home type: Condo
- Property subType: Condominium
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Electric Range,Microwave,Refrigerator
- Laundry features: In Unit
Bedroom1
- Level: Main
- Area: 127.92
- Dimensions: 12.30 x 10.40
Bedroom2
- Level: Main
- Area: 108.9
- Dimensions: 9.90 x 11.00
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Bonus Room
- Level: Main
- Area: 167.44
- Dimensions: 16.10 x 10.40
Dining Room
- Level: Main
- Area: 113.22
- Dimensions: 11.10 x 10.20
Features
- Breakfast Bar,Ceiling Fan(s),Entrance Foyer,Pantry,Primary Bathroom -Tub with Separate Shower,Split Bedrooms
- Flooring: Tile
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total interior livable area: 2,600 sqft
Kitchen
- Level: Main
- Area: 156.06
- Dimensions: 15.30 x 10.20
Living Room
- Level: Main
- Area: 448.5
- Dimensions: 29.90 x 15.00
Master Bedroom
- Level: Main
- Area: 464.72
- Dimensions: 31.40 x 14.80
Other
- Level: Main
- Area: 196.56
- Dimensions: 25.20 x 7.80
Other
- Level: Main
- Area: 101.52
- Dimensions: 14.10 x 7.20
Property
Accessibility
- Accessibility features: Accessible Elevator Installed
Details
- Parcel number: 24373477A105
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Patio & porch: Rear Porch,Side Porch
- Exterior features: Dock,Impact Windows
- Has spa: Yes
- Spa features: Community
- Has view: Yes
- View description: River
- Has water view: Yes
- Water view: River
- On waterfront: Yes
- Waterfront features: River Front
- Waterbody name: Banana River
Lot
- Lot size: 3,484 sqft
- Features: Dead End Street
Parking
- Total spaces: 2
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Coastal Flooding
- Strong Wind
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Brevard County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,640 | $43,680 |
| Home Insurance * | $146 | $1,752 |
| Property Taxes | $911 | $10,932 |
| Electricity | $261 | $3,139 |
| Total | $4,958 | $59,496 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-16 | Price change | $720,000 |
| 2026-03-07 | Price change | $747,000 |
| 2026-02-20 | Price change | $748,000 |
| 2026-01-27 | Price change | $749,000 |
| 2025-12-01 | Listed for sale | $780,000 |
| 2023-02-10 | Sold | $750,000 |
| 2023-02-04 | Pending sale | $779,000 |
| 2023-01-24 | Contingent | $779,000 |
| 2022-10-28 | Price change | $779,000 |
| 2022-10-13 | Price change | $784,000 |
| 2022-06-17 | Listed for sale | $830,000 |
| 2018-09-27 | Sold | $499,000 |
| 2018-06-28 | Price change | $515,500 |
| 2018-05-23 | Price change | $517,500 |
| 2018-03-14 | Price change | $522,500 |
| 2017-12-04 | Listed for sale | $524,000 |
| 2015-11-02 | Sold | $420,000 |
| 2015-10-23 | Pending sale | $430,000 |
| 2015-06-21 | Listed for sale | $430,000 |
| 2012-01-25 | Sold | $285,000 |
| 2011-11-12 | Price change | $305,000 |
| 2011-08-05 | Price change | $332,000 |
| 2010-11-29 | Listed for sale | $345,900 |
| 2010-10-08 | Listing removed | $349,900 |
| 2010-09-18 | Price change | $349,900 |
| 2010-06-23 | Listed for sale | $410,000 |
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