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351 SUMMIT Drive, Orange Park, FL, 32073

5beds
4baths
2,790sqft
$369,000
$132price/sqft
$2,928/moest. monthly cost
$117,120/yrincome needed

About This Home

This could be your dream home with just a little TLC! Offering 5 bedrooms and 3.5 bathrooms, including a first-floor bedroom with direct access to a shared bath perfect for guests. The bathroom also features an exterior entrance, ideal for backyard BBQs. The spacious backyard provides plenty of room to entertain, and the upstairs includes a bright sunroom for relaxing or soaking in natural light. Bring your best offer!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

8/10
Argyle Elementary SchoolGrades PK-60.3 mi
4/10
5/10
Orange Park High SchoolGrades PK,9-123.0 mi

Construction

Condition

  • Year built: 2006

Materials

  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 2,790 sqft

Property

Details

  • Parcel number: 03042500786500947

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Glass Enclosed,Patio

Lot

  • Lot size: 9,583 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Heat Wave
Inland Flooding
Tornado
Tsunami

FEMA Declared Disasters in Clay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,865$22,380
Home Insurance *$353$4,236
Property Taxes $430$5,160
Electricity $280$3,369
Total$2,928$35,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,388/yr
40% on housing$87,840/yr
45% on housing$78,080/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.5%
16.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.5%
4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$132This listing

vs Other Active Listings

Avg $/sqft

ZIP 32073$164
Clay County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 32073$177
Clay County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-08-29Price change$400,000
2025-08-09Listed for sale$410,000
2022-04-14Sold$395,000
2022-03-31Pending sale$385,000
2022-01-13Listing removed--
2021-11-11Pending sale$385,000
2021-10-16Price change$385,000
2021-09-08Listed for sale$389,999
2019-03-11Listing removed$295,900
2019-02-27Price change$295,900
2019-02-17Listed for sale$329,900
2014-10-23Sold$184,900
2014-07-07Listing removed$185,490
2014-05-01Price change$185,490
2014-01-02Price change$188,490
2013-11-27Price change$193,900
2013-09-25Price change$206,400
2013-08-15Price change$179,900
2013-08-02Price change$184,900
2013-07-02Price change$192,500
2013-05-31Listed for sale$197,500
2009-10-19Listing removed$205,000
2009-04-25Listed for sale$205,000
2006-05-15Sold$301,800

For Sale by Agent

AgentWILFILS SOIRELUS
BrokerageFLORIDA UNITED REALTY GROUP LLC

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