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402 Breckenridge Cir SE, Palm Bay, FL, 32909

3beds
2baths
1,960sqft
$350,000
$179price/sqft
$2,767/moest. monthly cost
$110,680/yrincome needed

About This Home

Beautiful home located in the desirable Brookside at Bayside Lakes. Open and airy floorplan.Featuring a functional floor plan with spacious living areas, a primary suite with private bath, and plenty of natural light, the home provides a solid foundation for updates and improvements. With a little TLC, this property can truly shine. Enjoy the added security and appeal of gated community living, along with convenient access to shopping, dining, schools, and major roadways. HOA fees include lawn and landscaping. Amenities include community swimming pool, Basketball court, Clubhouse/ Rec. room, Playground and Tennis Court.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
3/10
Southwest Middle SchoolGrades 7-83.5 mi
3/10
Bayside High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 2006

Materials

  • Construction materials: Block,Concrete

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Electric Water Heater,Microwave,Refrigerator,Trash Compactor,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Primary Bathroom - Tub with Shower,Walk-In Closet(s)

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,960 sqft

Property

Details

  • Parcel number: 293719520000a.00057.00
  • Zoning description: Residential
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Screened

Lot

  • Lot size: 5,662 sqft
  • Features: Other

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Wildfire
Inland Flooding
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Brevard County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$270$3,240
Property Taxes $531$6,372
Electricity $197$2,366
Total$2,767$33,204
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,868/yr
40% on housing$83,010/yr
45% on housing$73,786/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 32909$181
Brevard County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 32909$188
Brevard County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$349,500
2026-07-14Listed for sale$350,000
2026-06-29Listing removed$2,100
2026-06-20Price change$2,100
2026-06-09Price change$2,195
2026-04-18Price change$2,200
2026-03-24Listed for rent$2,350
2026-03-04Listing removed$2,300
2026-01-27Listed for rent$2,300
2021-10-08Sold$324,900
2021-09-03Pending sale$324,900
2021-09-01Price change$324,900
2021-08-18Listed for sale$329,900
2013-05-29Listing removed$1,150
2013-04-04Listed for rent$1,150
2012-04-20Listing removed$1,095
2012-01-22Price change$1,095
2012-01-10Price change$1,195
2011-11-09Price change$1,250
2011-10-21Listed for rent$1,300
2011-02-06Listing removed$1,095
2011-01-17Listed for rent$1,095
2009-09-30Sold$115,000
2006-06-09Sold$249,900

For Sale by Agent

AgentTracy A Simpson
BrokerageColdwell Banker Realty

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