14520 River Rd, Perdido Key, FL, 32507
About This Home
Coastal luxury meets laid-back waterfront living in this stunning Old River home in Perdido Key. Offering 6,000± square feet under roof with no HOA, this spacious residence is designed for those who want it all—boating, beach access, entertaining space, and a prime location near restaurants, entertainment, golf, and bike trails. Even better, you’re within walking or biking distance to the sugar-white sands of the Gulf. Enjoy your own private waterfront retreat with a Brazilian hardwood pier, covered boat lift (10-12,000 lb capacity), and sandy beach area ideal for launching kayaks, paddleboards, and floats. After a day on the water, rinse off in the outdoor shower before relaxing on the back porch with automatic screens, or unwind in the waterfront sunroom with front-row views of the sparkling waters of Old River. The gourmet kitchen is built for gathering, featuring two dishwashers, a gas cooktop, and double ovens. Additional highlights include an elevator shaft already in place for a future elevator, room to add a half bath on the ground floor, and plenty of space to design the outdoor kitchen of your dreams overlooking the waterfront. This is the kind of place where flip-flops pass for formalwear and sunset cruises become part of your daily routine.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2007
Materials
- Foundation: Pillar/Post/Pier
- Roof: Metal
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Tankless Water Heater/Gas,Dishwasher,Disposal,Double Oven,Microwave
Bedroom
- Level: Second
- Area: 180.6
Bedroom1
- Level: Second
- Area: 169.119
Bedroom2
- Level: Third
- Area: 134.7663
Bedroom3
- Level: Third
- Area: 104.65
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
Dining Room
- Level: Second
- Area: 260.85
Features
- Door features: Insulated Doors
- Flooring: Travertine,Laminate
Heating & Cooling
- Heating features: Multi Units,Central
- Cooling features: Multi Units,Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 3,835
- Total interior livable area: 3,835 sqft
Kitchen
- Level: Second
- Area: 253.45
Living Room
- Level: Second
- Area: 452.76
Master Bedroom
- Level: Third
- Area: 342.069
Property
Details
- Parcel number: 143s321001002160
- Zoning description: County
Features
- Levels: Three Or More
- Stories: 3
- Pool features: None
- Patio & porch: Covered,Covered Deck
- Exterior features: Dock
- Has view: Yes
- View description: Bay,Gulf,River
- Has water view: Yes
- Water view: Bay, Gulf, River
- On waterfront: Yes
- Waterfront features: Bay,River Front,Waterfront,Beach Access,Boat Lift,Pier
- Frontage length: Water Frontage(50)
Lot
- Lot size: 0.43 Acres
- Lot size dimensions: 50 x 270
Parking
- Total spaces: 2
- Parking features: 2 Car Garage,Guest
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Inland Flooding
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Escambia County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $12,636 | $151,632 |
| Home Insurance * | $5,899 | $70,788 |
| Property Taxes | $2,526 | $30,312 |
| Electricity | $385 | $4,631 |
| Total | $21,446 | $257,352 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-12 | Listed for sale | $2,699,000 |
| 2025-09-17 | Listing removed | $2,500,000 |
| 2025-06-10 | Listed for sale | $2,500,000 |
| 2025-06-02 | Listing removed | $2,800,000 |
| 2025-04-22 | Price change | $2,800,000 |
| 2024-12-18 | Price change | $2,950,000 |
| 2024-08-14 | Listed for sale | $3,250,000 |
| 2010-03-09 | Sold | $750,000 |
| 2009-10-10 | Listed for sale | $1,050,000 |
| 2005-03-16 | Sold | $650,000 |
| 2004-07-30 | Sold | $325,000 |
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