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1304 Ariola Dr, Pensacola Beach, FL, 32561

5beds
5baths
3,959sqft
$6,000,000
$1,516price/sqft
$49,458/moest. monthly cost
$1,978,320/yrincome needed

About This Home

Set along one of Pensacola Beach’s most desirable stretches of Gulf frontage, 1304 Ariola Drive offers a rare combination of beachfront scale, turnkey luxury, and thoughtfully curated interiors seldom found in this market. Completely reimagined in Spring 2021, this five-bedroom Gulf-front residence underwent an extensive renovation, transforming the home into a refined coastal retreat where elevated design and effortless comfort exist in equal measure. The kitchen was custom designed for both gathering and everyday living. A dramatic twelve-seat bar creates an extraordinary entertaining experience. The expansive island places the cooktop front and center to the water, allowing meals to be prepared against a backdrop of uninterrupted emerald coastline. Even the sink was intentionally positioned beneath an east-facing window overlooking a rare 90-foot easement, framing exceptional sunrise and Gulf views that elevate even the quietest moments. Throughout the residence, every detail reflects thoughtful execution—from five fully redesigned bathrooms and custom cabinetry to new windows, interior and exterior doors, elevated lighting, luxury textiles, and a carefully curated collection of designer furnishings and collected artwork. Expansive Gulf-front terraces create seamless indoor-outdoor living, anchored by an oversized main balcony overlooking the dunes with private walkover access to the sugar-white beach below. A private primary terrace offers a more intimate retreat, thoughtfully designed for quiet mornings and sunset evenings above the Gulf. 1304 Ariola presents a rare opportunity to acquire a fully furnished Gulf-front residence where exceptional interiors, extraordinary beachfront living, a lovely pool, and turnkey luxury come together in one of Pensacola Beach’s most sought-after locations.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

7/10
4/10
4/10
Pensacola High SchoolGrades 9-1210.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1997

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Dryer,Washer,Built In Microwave,Dishwasher,Disposal,Double Oven,Refrigerator,Self Cleaning Oven

Bedroom

  • Level: Second
  • Area: 164.92

Bedroom1

  • Level: Second
  • Area: 159.9

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 5

Dining Room

  • Level: Second
  • Area: 154.76

Features

  • Storage,Ceiling Fan(s),High Ceilings,Wet Bar
  • Window features: Blinds,Impact Resistant Windows
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Multi Units,Central,Fireplace(s)
  • Cooling features: Multi Units,Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 3,959
  • Total interior livable area: 3,959 sqft

Kitchen

  • Level: Second
  • Area: 183.54

Master Bedroom

  • Level: Third
  • Area: 240.72

Property

Details

  • Parcel number: 282s262150006041
  • Zoning description: Res Single

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Deck,Porch,Covered Deck
  • Exterior features: Balcony
  • Has view: Yes
  • View description: Gulf,Water
  • Has water view: Yes
  • Water view: Gulf, Water
  • On waterfront: Yes
  • Waterfront features: Gulf,Waterfront,Beach Access,Beach
  • Frontage length: Water Frontage(125)

Lot

  • Lot size: 0.37 Acres
  • Lot size dimensions: 125 x 130

Parking

  • Total spaces: 6
  • Parking features: 2 Car Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Inland Flooding
Tsunami

FEMA Declared Disasters in Escambia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $30,339$364,068
Home Insurance *$13,609$163,308
Property Taxes $5,112$61,344
Electricity $398$4,781
Total$49,458$593,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,695,702/yr
40% on housing$1,483,740/yr
45% on housing$1,318,880/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.1%
14.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,516This listing

vs Other Active Listings

Avg $/sqft

ZIP 32561$540
Escambia County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 32561$443
Escambia County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-22Listed for sale$6,000,000
2020-06-17Sold$1,400,000
2020-03-30Price change$1,575,000
2019-09-14Listed for sale$1,625,000
2012-10-19Sold$1,300,000
2012-02-01Price change$1,475,000
2011-05-25Price change$1,850,000
2011-02-28Listed for sale$1,875,000
2010-09-19Listing removed$1,950,000
2010-04-28Listed for sale$1,950,000
2009-11-20Listing removed$2,250,000
2009-10-10Listed for sale$2,250,000
2009-03-23Listing removed$2,250,000
2009-02-20Price change$2,250,000
2008-12-05Listed for sale$2,399,900
2008-05-16Listing removed$2,659,999
2008-04-26Listed for sale$2,659,999

For Sale by Agent

AgentJoseph Billingsly
BrokeragePARADISE COASTAL REALTY, INC.

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