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802 Rio Vista Dr, Pensacola Beach, FL, 32561

5beds
3baths
3,072sqft
$2,299,000
$748price/sqft
$17,823/moest. monthly cost
$712,920/yrincome needed

About This Home

Uniquely positioned in one of the most coveted pockets of Pensacola Beach, this meticulously constructed home on concrete pilings has been completely transformed into a sophisticated coastal retreat blending timeless waterfront living with modern luxury. Thoughtfully renovated from top to bottom, recent enhancements include a new metal roof, impact-rated windows and doors, spray foam insulation, heated pool, professionally redesigned landscaping by Outerspaces, designer furnishings, new Sub-Zero and Wolf appliances, security system with cameras, and integrated Sonos sound system. Designed with a light and airy coastal aesthetic, the home captures sweeping sound views from expansive upper-level living spaces. Abundant windows and doors fill the home with natural light, while multiple outdoor terraces create the perfect setting for morning coffee, sunset gatherings, Blue Angels air shows, and Fourth of July celebrations with family and friends. The open-concept main living area seamlessly connects the living room, dining space, and fully renovated chef’s kitchen featuring premium appliances, custom cabinetry, designer lighting, and generous gathering spaces. Just off the main living area, a flexible bonus space offers room for additional guests, a media lounge, playroom, or secondary living area. The private lower-level primary suite serves as a serene retreat with sound views, wraparound balcony access, and a spa-inspired bathroom complete with an oversized walk-in shower, soaking tub, dual vanities, and custom closet. Additional highlights include easement access to the sound, a short three-block walk to the Gulf, ample storage, existing elevator shaft for future installation, and strong projected rental income potential. A rare opportunity to own a fully renovated luxury beach home offering the very best of Pensacola Beach living.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
52
BikeBikeable

Schools

7/10
4/10
4/10
Pensacola High SchoolGrades 9-129.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1999

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Concrete,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Tankless Water Heater/Gas

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Door features: Storm Door(s)
  • Window features: Double Pane Windows,Storm Window(s)
  • Flooring: Tile,Simulated Wood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Multi Units,Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 3,072
  • Total interior livable area: 3,072 sqft

Kitchen

  • Level: Second
  • Area: 204

Living Room

  • Level: Second
  • Area: 651

Master Bedroom

  • Level: First
  • Area: 342

Property

Details

  • Parcel number: 282s262150008029
  • Zoning description: City

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Gunite,Heated
  • Has view: Yes
  • View description: Sound
  • Has water view: Yes
  • Water view: Sound

Lot

  • Lot size: 10,715 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 3
  • Parking features: 3 Car Garage,Circular Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Inland Flooding
Tsunami

FEMA Declared Disasters in Escambia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,624$139,488
Home Insurance *$5,214$62,568
Property Taxes $676$8,112
Electricity $309$3,709
Total$17,823$213,876
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$611,074/yr
40% on housing$534,690/yr
45% on housing$475,280/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.1%
14.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$748This listing

vs Other Active Listings

Avg $/sqft

ZIP 32561$565
Escambia County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 32561$443
Escambia County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-23Price change$2,299,000
2026-05-16Listed for sale$2,499,000
2025-04-18Sold$1,200,000
2025-03-13Contingent$1,199,999
2025-03-05Price change$1,199,999
2024-11-22Price change$1,299,999
2024-10-16Price change$1,332,000
2024-09-13Listed for sale$1,480,000
2024-08-09Listing removed--
2024-07-18Price change$1,544,000
2024-05-27Listed for sale$1,549,000
2024-05-06Listing removed--
2024-03-26Price change$1,675,000
2024-03-15Price change$1,743,000
2023-09-11Price change$1,750,000
2023-08-19Listed for sale$1,879,000
2008-07-02Listing removed$1,800,000
2008-05-29Listed for sale$1,800,000
1998-11-24Sold$39,300

For Sale by Agent

AgentKatie Gross
BrokerageBerkshire Hathaway Home Services PenFed Realty

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