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9086 Manchester St, Spring Hill, FL, 34606

4beds
2baths
2,546sqft
$414,900
$163price/sqft
$3,109/moest. monthly cost
$124,360/yrincome needed

About This Home

''NEW ROOF'' Welcome to this inviting 4-bedroom, 2-bathroom split-plan home offering 2,546 sq. ft. of comfortable living space (3,056 sq. ft. total) and a well-designed layout perfect for both everyday living and entertaining. This beautifully maintained property features major updates already completed, including a NEW ROOF (2024) with transferable manufacturer warranty and newer windows (2022), providing exceptional peace of mind. The updated flooring (2020) remains in excellent condition, and best of all, there's NO HOA or CDD. From the moment you arrive, the manicured landscaping and tidy curb appeal set the tone for what awaits inside. Step through the entryway to find a welcoming sitting room on one side and a formal dining room on the other, ideal for gatherings or quiet moments. The home continues into a spacious family room, offering a comfortable place to relax, movie night, or hosting friends. The spacious eat-in kitchen includes abundant cabinetry, plenty of counter space, and a generous dining area, making meal prep and everyday living feel effortless. The primary suite is your personal retreat, complete with two walk-in closets, a soothing garden tub, separate shower, dual sinks, and dedicated linen storage. Step outside to a private, fully fenced backyard, a perfect space to unwind in the Florida sunshine. Whether you envision a patio setup, gardening, or simply enjoying the open space, the possibilities are yours. A shed is also included for added storage. Located close to Pine Island Beach, Weeki Wachee Springs State Park, shopping, dining, and everyday conveniences, this home blends comfort, space, and location effortlessly. Don't miss your chance to make this lovely home yours!

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

5/10
4/10
Fox Chapel Middle SchoolGrades 6-80.5 mi
3/10
Weeki Wachee High SchoolGrades 9-126.5 mi

Construction

Condition

  • Year built: 2006

Materials

  • Construction materials: Block,Concrete

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Eat-in Kitchen,Primary Bathroom -Tub with Separate Shower,Vaulted Ceiling(s),Walk-In Closet(s),Split Plan
  • Flooring: Carpet,Laminate

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,546
  • Total interior livable area: 2,546 sqft

Property

Details

  • Parcel number: R32 323 17 5220 1486 0030
  • Zoning: PDP
  • Zoning description: PUD
  • Special condition: Standard

Features

  • Stories: 1
  • Fencing: Fenced

Lot

  • Lot size: 8,712 sqft
  • Features: Sprinklers In Front,Sprinklers In Rear,Other

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Hernando County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,097$25,164
Home Insurance *$241$2,892
Property Taxes $515$6,180
Electricity $256$3,074
Total$3,109$37,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,594/yr
40% on housing$93,270/yr
45% on housing$82,906/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 34606$148
Hernando County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 34606$185
Hernando County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-31Price change$414,900
2026-01-07Price change$419,900
2025-10-02Listed for sale$425,000
2012-04-20Sold$104,900
2012-02-11Price change$104,900
2012-01-11Price change$114,900
2011-12-09Listed for sale$139,500
2006-04-12Sold$196,900
2004-08-09Sold$18,500

For Sale by Agent

AgentLumnije Bianconi
BrokerageTropic Shores Realty LLC

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