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2320 Water Oak Court SW #123, Vero Beach, FL, 32962

3beds
2baths
2,050sqft
$379,000
$185price/sqft
$3,192/moest. monthly cost
$127,680/yrincome needed

About This Home

Top floor living w. personal Stiltz Lift to take you (or your groceries) UP to the 2nd floor-so cool! Gorgeous,open floor plan overlooking golf course & preserve from sunny screened balcony. New roof on Water Oak condos & fresh paint '24, AC '18, water heater '20, granite kitchen, high ceilings, 3 spacious BR's,1 car garage w. space for golf cart.Steps to pool, fitness ctr & pickleball

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

7/10
Indian River AcademyGrades PK-50.5 mi
6/10
Oslo Middle SchoolGrades 6-82.7 mi
5/10
Vero Beach High SchoolGrades 9-124.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2007

Materials

  • Roof: Metal,Shingle
  • Construction materials: Frame

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Water Heater,Disposal,Microwave,Oven,Range,Refrigerator,Water Heater,Washer,Owned Water Heater
  • Laundry features: Laundry Room,Laundry Tub,In Unit,Washer Dryer Install Allowed

Bedroom2

  • Area: 180
  • Dimensions: 12 X 15

Bedroom3

  • Area: 168
  • Dimensions: 12 X 14

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 22
  • Main level bedrooms: 3

Features

  • Breakfast Area,Bathtub,Dual Sinks,Entrance Foyer,Eat-in Kitchen,Elevator,Family/Dining Room,Garden Tub/Roman Tub,High Ceilings,Split Bedrooms,Soaking Tub,Separate Shower,Upper Level Primary,Walk-In Closet(s)
  • Window features: Metal,Single Hung
  • Flooring: Carpet,Tile

Foyer

  • Area: 77
  • Dimensions: 7 X 11

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,050
  • Total interior livable area: 2,050 sqft

Kitchen

  • Area: 220
  • Dimensions: 11 X 20

Laundry

  • Area: 60
  • Dimensions: 10 X 6

Living Room

  • Area: 345
  • Dimensions: 15 X 23

Master Bedroom

  • Area: 225
  • Dimensions: 15 X 15

Property

Accessibility

  • Accessibility features: Accessibility Features,Accessible Elevator Installed,Accessible Central Living Area

Details

  • Parcel number: 33403100014001000123
  • Zoning: Residential
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Heated
  • Patio & porch: Screened,Balcony
  • Exterior features: Balcony,Outdoor Living Area
  • Has view: Yes
  • View description: Golf Course,Preserve

Parking

  • Total spaces: 1
  • Parking features: Asphalt,Attached,Driveway,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Indian River County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,916$22,992
Home Insurance *$572$6,864
Property Taxes $498$5,976
Electricity $206$2,475
Total$3,192$38,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,440/yr
40% on housing$95,760/yr
45% on housing$85,120/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 32962$115
Indian River County$316

vs Homes Sold Last Month

Median $/sqft

ZIP 32962$208
Indian River County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-28Price change$379,000
2026-02-20Price change$385,000
2025-03-10Listed for sale$398,000
2013-04-25Sold$155,000
2012-11-20Listed for sale$159,000
2012-08-09Listing removed$164,900
2012-02-16Price change$164,900
2011-08-22Price change$169,900
2011-04-25Listed for sale$174,900
2011-01-06Listing removed$189,000
2010-05-14Price change$189,000
2010-01-05Listed for sale$299,000

For Sale by Agent

AgentMarguerite S Hewett
BrokerageBerkshire Hathaway Florida

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