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13444 Haverhill Dr, Spring Hill, FL, 34609

4beds
2baths
2,366sqft
$350,000
$148price/sqft
$2,396/moest. monthly cost
$95,840/yrincome needed

About This Home

One or more photo(s) has been virtually staged. New roof being installed--major value and peace of mind for buyers, especially with today's insurance requirements. Also new HVAC system 2025. Welcome to Sterling Hill--spacious 4-bedroom, 2-bath, 3-car garage home with resort-style community amenities! This home offers a versatile layout with a separate living room and a large family room, providing plenty of space for entertaining, relaxing, and everyday living. Inside, you'll find laminate flooring throughout, creating a clean, modern look that's both stylish and low maintenance. The kitchen features a convenient breakfast bar that opens to the main living areas, making it perfect for gatherings and seamless daily living. The spacious primary suite serves as a private retreat with a walk-in closet, garden tub, separate shower, and dual sinks. The 3-car garage offers exceptional flexibility for multiple vehicles, storage, or hobbies--an increasingly rare and valuable feature. Located in the highly desirable Sterling Hill community, residents enjoy access to a community pool, fitness center, dog park, and clubhouse, offering an active and social Florida lifestyle. Conveniently situated near shopping, dining, schools, and major roadways for an easy commute. Move-in ready and packed with space, features, and amenities--schedule your private showing today!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
6/10
3/10
Central High SchoolGrades 9-124.9 mi

Construction

Condition

  • Year built: 2006

Materials

  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Microwave,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Ceiling Fan(s),Pantry,Split Bedrooms,Walk-In Closet(s)
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,366
  • Total interior livable area: 2,366 sqft

Property

Details

  • Parcel number: R0922318360300600040
  • Zoning: PDP
  • Zoning description: PUD
  • Special condition: Standard

Features

  • Stories: 1

Lot

  • Lot size: 8,712 sqft
  • Features: Other

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Tornado
Heat Wave
Strong Wind
Tsunami

FEMA Declared Disasters in Hernando County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$182$2,184
Property Taxes $207$2,484
Electricity $238$2,857
Total$2,396$28,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,148/yr
40% on housing$71,880/yr
45% on housing$63,893/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$148This listing

vs Other Active Listings

Avg $/sqft

ZIP 34609$159
Hernando County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 34609$178
Hernando County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-24Listed for sale$377,000
2024-02-16Listing removed--
2024-01-15Price change$2,199
2024-01-03Price change$2,450
2023-10-13Price change$2,550
2023-09-02Listed for rent$2,699
2006-02-02Sold$217,400

For Sale by Agent

AgentSusan Domingues Mayer
BrokerageCentury 21 Alliance Realty

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