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5123 Shorewood Dr, Dade City, FL, 33523

5beds
3baths
3,947sqft
$579,000
$147price/sqft
$4,556/moest. monthly cost
$182,240/yrincome needed

About This Home

Brand New Roof!! Welcome to a home that gives you space, privacy, and peaceful water views. Don't let the address confuse you, this is not the Dade City you may be thinking of. The location is actually very convenient, with easy access to I-75 and Highway 301 so you can get wherever you need to go with ease. The neighborhood is truly special. It's adorable, quiet, and very inviting. The seller says the neighbors are friendly and welcoming, and you'll love seeing all the wildlife that makes this area feel so peaceful and connected to nature. This two story home sits on a premium lot and offers plenty of room for everyone. Inside, you will find five bedrooms and three full bathrooms. There are two large bedrooms and a full bath on the first floor, perfect for guests, family, or even a home office or game room. One of these rooms is big enough to be used as a media room or extra living space. The kitchen is both functional and welcoming, with a center island, lots of cabinet space, and built in storage. It's perfect for everyday meals or hosting family and friends. Upstairs, you will find the remaining bedrooms, including a spacious owner's suite with two walk in closets and a private bathroom. It's the perfect place to relax at the end of the day. Step outside and enjoy your own private oasis. The screened, heated pool and lanai give you the best of both worlds with covered and open space. It's the perfect spot to relax, entertain, and enjoy summer days by the pool. The lanai is already set up for a hot tub if you want to add one later. This home also includes an indoor laundry room, an oversized garage, and an extra concrete pad for a boat, RV, or extra parking. There are three additional lots surrounding this home that are also available for purchase. Choose one or all if you would like to expand your space, add privacy, or create something even bigger. Located just minutes from I-75 and Highway 50, you can easily travel to Tampa, Orlando, or Ocala while still enjoying a quiet, country feel. If you've been looking for space, comfort, and a peaceful Florida lifestyle, this home truly has it all.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

3/10
2/10
Hernando High SchoolGrades PK,6-1212.7 mi
5/10

Construction

Condition

  • Year built: 2006

Materials

  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,In Unit

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Eat-in Kitchen,His and Hers Closets,Kitchen Island,Primary Bathroom -Tub with Separate Shower,Split Bedrooms,Walk-In Closet(s)
  • Flooring: Laminate
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,947
  • Total interior livable area: 3,947 sqft

Property

Details

  • Parcel number: R1112321130000005110
  • Zoning: R1C
  • Zoning description: Residential
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Heated,In Ground,Salt Water,Screen Enclosure
  • Patio & porch: Covered,Front Porch,Screened
  • Fencing: Privacy,Vinyl

Lot

  • Lot size: 0.30 Acres
  • Features: Cleared

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Hernando County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,927$35,124
Home Insurance *$558$6,696
Property Taxes $674$8,088
Electricity $397$4,766
Total$4,556$54,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$156,205/yr
40% on housing$136,680/yr
45% on housing$121,493/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 33523$175
Hernando County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 33523$182
Hernando County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$559,000
2026-04-14Price change$579,000
2026-01-30Price change$599,000
2025-11-13Price change$630,000
2025-09-08Listed for sale$669,000
2003-09-08Sold$12,500

For Sale by Agent

AgentTiffany Dorr Flanders
BrokerageSouthern Belle Realty, Inc

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