See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

8928 Gristmill Way, Milton, FL, 32583

3beds
2baths
1,304sqft
$255,000
$196price/sqft
$1,940/moest. monthly cost
$77,600/yrincome needed

About This Home

A dream location for families. Just 30 minutes to beaches! Only 15 minutes to Blackwater State Park. Just 30 minutes to Pensacola VA clinic. Welcome to this beautiful all brick 1304 sq ft, 3 BD/2 BA home located in east Milton's thriving neighborhood of Plantation Woods. Conveniently located just off a Hwy 90 providing easy access to Hwy 87 and Hwy 10. Step inside to experience the charm of this thoughtfully designed, split-bedroom floor plan hosting a cozy living room with a vaulted ceiling, plant ledge and lighted ceiling fan. Kitchen has custom birch cabinets, breakfast bar and walk in pantry. Updated in 2022 Whirlpool appliances and new waterproof vinyl flooring and upgraded vanity, tub/shower combo. Double pain windows and hard-wired smoke detectors throughout the home. Attached 2-car garage and driveway parking. HVAC electric, ceiling fans. New roof replacement October 2024. The septic tank was inspected and cleaned in June 2025. New hot water heater installed May 2026. Walk-in closets. Open back patio, nestled under trees and large backyard, completely privacy fenced with 10 foot gate access, all just waiting for you to create your own oasis. NO HOA . All dimensions deemed to be correct but should be verified by buyer. Shown by appointment only.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

4/10
4/10
Milton High SchoolGrades 9-125.7 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Slab
  • Roof: Shake / Shingle
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Range / Oven,Refrigerator
  • Laundry features: Hookups

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Laminate

Heating & Cooling

  • Heating features: Forced air,Electric
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,304 sqft

Property

Details

  • Parcel number: 332N27321300F000170

Features

  • Exterior features: Brick
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 0.40 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Wildfire
Winter Weather
Tsunami

FEMA Declared Disasters in Santa Rosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,289$15,468
Home Insurance *$237$2,844
Property Taxes $217$2,604
Electricity $197$2,366
Total$1,940$23,280
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,514/yr
40% on housing$58,200/yr
45% on housing$51,733/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 32583$162
Santa Rosa County$214

vs Homes Sold Last Month

Median $/sqft

ZIP 32583$176
Santa Rosa County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-20Listed for sale$255,000
2025-09-25Listing removed--
2025-08-04Pending sale$253,900
2025-06-03Price change$253,900
2025-05-14Listed for sale$255,000
2024-11-14Listing removed$258,500
2024-11-14Price change$258,500
2024-07-02Price change$259,000
2024-05-16Listed for sale$265,000
2023-10-12Listing removed--
2023-10-05Price change$1,800
2023-09-25Price change$1,850
2023-09-18Price change$1,900
2023-08-31Listed for rent$2,000
2022-12-14Sold$249,000
2022-11-12Pending sale$249,000
2022-11-07Listed for sale$249,000
2022-10-04Pending sale$249,000
2022-09-28Price change$249,000
2022-09-19Price change$299,500
2022-09-15Listed for sale$325,000
2006-12-28Sold$147,000
2006-07-05Sold$128,100

For Sale by Owner

AgentProperty Owner

Similar Homes