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118 July Ave, Georgetown, FL, 32139

3beds
2baths
1,216sqft
$175,000
$144price/sqft
$1,641/moest. monthly cost
$65,640/yrincome needed

About This Home

Only Cash Purchase or VA Financing. A package deal could include the adjacent lot .23-acre lot, and great pontoon boat. If you're a homebuyer, an investor or just looking for that great deal, make sure to see this beautifully located Georgetown home that's just around the corner to Lake George. This High & Dry well-kept 3/2 furnished mobile home is but a short walk to the community’s private park on Lake George. The incredibly low $60-A Year HOA allows you exclusive gated access to its wide boat ramp, long fishing pier, large, covered picnic area and overnight campgrounds. Thanks to, the enormous soon-to-open Bass Pro Shop Resort on the shores of Lake George, it's sure to quickly appreciate property values as it attracts home buyers and investors. So, whether you are searching for a new home, the perfect summer retreat, or weekend family getaway, you can’t go wrong with this home and its terrific location.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1997

Type & Style

  • Home type: MobileManufactured
  • Property subType: Mobile Home

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Interior Area

  • Total structure area: 1,216
  • Total interior livable area: 1,216 sqft

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 371327706209600210
  • Zoning: OR

Features

  • Levels: Split
  • Stories: 1
  • Entry location: Ground Level

Lot

  • Lot size: 0.46 Acres
  • Features: 1/4 to 1/2 Acre
  • Lot size dimensions: 150 x 135

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Putnam County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$355$4,260
Property Taxes $205$2,460
Electricity $197$2,366
Total$1,641$19,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,262/yr
40% on housing$49,230/yr
45% on housing$43,760/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.3%
16.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$144This listing

vs Other Active Listings

Avg $/sqft

ZIP 32139$159
Putnam County$151

vs Homes Sold Last Month

Median $/sqft

ZIP 32139$100
Putnam County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Price change$156,500
2025-11-19Price change$169,900
2025-10-23Listed for sale$179,000
2025-05-09Listing removed$179,000
2024-11-08Listed for sale$179,000
2017-10-16Sold$27,500
2006-08-28Sold$10,000
2005-06-13Sold$5,000

For Sale by Agent

AgentRay Feliciano
BrokerageFlorida Homes Realty & Mortgage

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