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4401 Essex Terrace Cir, Pace, FL, 32571

4beds
3baths
2,714sqft
$627,000
$231price/sqft
$4,529/moest. monthly cost
$181,160/yrincome needed

About This Home

Exceptional residence nestled in a highly sought-after gated community—an ideal location and place to begin your next chapter. Offering over 2,700 square feet of beautifully designed living space, this home features four spacious bedrooms and two well-appointed bathrooms, providing comfort and functionality for the entire family. The open layout creates a warm and inviting atmosphere, perfect for both everyday living and entertaining. Step outside to relax on the covered back porch that overlooks a picturesque backyard. Enjoy peaceful mornings surrounded by the scent of jasmine and the gentle sounds of koi fish splashing in the pond, creating a serene retreat right at home. A standout feature of this property is the impressive two story 1,000-square-foot garage or man cave, complete with central heat and air—ideal for hobbies, projects, or additional entertaining space. The unfinished upstairs area offers endless possibilities for customization, whether as a guest suite, office, or creative studio. Combining comfort, versatility, and security, this home is truly a must-see for those seeking a perfect blend of luxury and lifestyle.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
6/10
Pace High SchoolGrades 9-122.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2006

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Built In Microwave,Dishwasher,ENERGY STAR Qualified Dishwasher,ENERGY STAR Qualified Appliances
  • Laundry features: Inside

Bedroom

  • Level: First
  • Area: 146.25

Bedroom1

  • Level: First
  • Area: 135.6667

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s)
  • Window features: Blinds
  • Flooring: Tile,Carpet
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s)
  • Cooling features: Central Air,Ceiling Fan(s),ENERGY STAR Qualified Equipment

Interior Area

  • Total structure area: 2,714
  • Total interior livable area: 2,714 sqft

Master Bedroom

  • Level: First
  • Area: 265

Property

Details

  • Parcel number: 272n29160000b000100
  • Zoning description: Res Single

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Porch
  • Fencing: Privacy

Lot

  • Lot size: 0.56 Acres
  • Features: Central Access,Sprinkler
  • Lot size dimensions: 127 X 199

Parking

  • Total spaces: 2
  • Parking features: 2 Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Heat Wave
Tornado
Tsunami

FEMA Declared Disasters in Santa Rosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,170$38,040
Home Insurance *$485$5,820
Property Taxes $601$7,212
Electricity $273$3,277
Total$4,529$54,348
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$155,280/yr
40% on housing$135,870/yr
45% on housing$120,773/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$231This listing

vs Other Active Listings

Avg $/sqft

ZIP 32571$166
Santa Rosa County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 32571$176
Santa Rosa County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-17Price change$627,000
2026-03-27Listed for sale$637,000
2021-03-24Listing removed--
2016-08-05Sold$279,000
2016-05-05Listed for sale$284,000
2014-12-15Listing removed$299,900
2014-09-05Listed for sale$299,900
2007-07-06Sold$328,000
2005-06-22Sold$45,000

For Sale by Agent

AgentLorena Black, Levin Rinke Realty
BrokerageLevin Rinke Realty

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