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2590 Schmidt Ln, Chipley, FL, 32428

4beds
5baths
1,958sqft
$275,900
$141price/sqft
$2,009/moest. monthly cost
$80,360/yrincome needed

About This Home

This beautiful property, on 5.1 acres w/3 structures, has been surveyed to be subdivided into 2.24 acres lot w/one structure & a 2.88 acres lot w/2 structures. You will love being out in the country & appreciate the property is fenced & cross fenced, perfect for horses. The Main 1958sf home, the In-Law Quarters & the 3rd structure are all permitted for Houses. All have vinyl siding & metal roofs. The Main Structure is a Manufactured Home that has been modified w/all conventional doors, thermopane windows, drywall & 3/4'' plywood floors which are carpeted. It also has first coat of stucco around the home. It boasts a split floor plan w/3 BRs & 2 Baths, a very spacious Living Room & large Sun Porch/Florida Room w/9 windows. The Kitchen reveals Honey Hickory Cabinets, Gas Range w/Microwave above, Refrigerator & Bosch SS Dishwasher. Master Bdrm has EnSuite Bath + Marble & Tile Shower. Guest Bedrooms have Shared Bath. Very large Laundry Room w/W & D Hook-Ups, linen closet and attic access. GUEST/IN-LAW HOME: Separate 864sf Home behind Main House w/4-Car Pole Barn Attached, suitable for RV parking or 4 cars/trucks. Built in 2009 of wood w/vinyl siding, there's an open Living Design, Kitchen w/Gas Stove, Refrigerator & Dishwasher + 1 BR w/EnSuite Bath & 1 Office/BR w/1/2 Bath. Newer A/C & Heat Units. RENTAL is 720 Sq. Ft. built in 2010 of wood w/vinyl siding. Full Kitchen w/Brand New Gas Stove, Refrigerator, Full Bath with ex-large Marble & Tile Shower, Water Heater + Washer & Dryer. * Drain field (New Style) put in 2012 * Ample Flood Lighting Around ALL Buildings * 2 Sheds, one large enough to be used as a Workshop (has Electric)! Water considered the Best in the State of Florida! Being SOLD AS IS!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

4/10
7/10
Roulhac Middle SchoolGrades 6-88.6 mi
3/10
Chipley High SchoolGrades 9-128.6 mi

Construction

Condition

  • Year built: 1984

Materials

  • Roof: Metal
  • Construction materials: Other,See Remarks,Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Manufactured Home
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Gas Range

Bedroom

  • Level: First
  • Dimensions: 10 x 11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Cooling

  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,958
  • Total interior livable area: 1,958 sqft

Kitchen

  • Level: First
  • Dimensions: 11 x 10

Living Room

  • Level: First
  • Dimensions: 23 x 22

Master Bedroom

  • Level: First
  • Dimensions: 21 x 15

Property

Details

  • Parcel number: 000000000008360009
  • Special condition: Listed As-Is

Features

  • Pool features: Other,See Remarks
  • Patio & porch: Covered,Porch
  • Fencing: Full,Chain Link,Fenced

Lot

  • Lot size: 5.10 Acres
  • Lot size dimensions: 000 x 000

Parking

  • Parking features: RV Access/Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Heat Wave
Strong Wind
Tsunami

FEMA Declared Disasters in Washington County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,395$16,740
Home Insurance *$193$2,316
Property Taxes $224$2,688
Electricity $197$2,366
Total$2,009$24,108
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,880/yr
40% on housing$60,270/yr
45% on housing$53,573/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$141This listing

vs Other Active Listings

Avg $/sqft

ZIP 32428$155
Washington County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 32428
Washington County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Price change$275,900
2025-12-12Price change$259,900
2020-11-13Listed for sale$199,900
2019-08-14Listing removed$199,900
2019-05-13Price change$199,900
2019-05-11Price change$199,000
2018-10-31Price change$214,900
2018-09-27Price change$204,900
2018-07-01Listed for sale$209,900
2017-10-04Sold$205,000
2017-08-18Price change$189,900
2015-08-04Price change$195,900
2015-07-22Listed for sale$199,900
2015-02-05Listing removed$199,900
2015-01-08Price change$199,900
2014-11-22Listed for sale$229,900

For Sale by Agent

AgentGregory Sullivan
BrokerageWild Wild West Group

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