3425 Quail Ridge Dr, Chipley, FL, 32428
About This Home
Welcome to your lakefront retreat! This 3BR/2BA home sits on a beautifully wooded 1.01-acre lot and offers direct access for swimming, fishing, and non-motorized boating. The interior features LVP flooring, Corian kitchen countertops, and a fully equipped kitchen. Enjoy the screen-enclosed sunroom, perfect for morning coffee or watching sunsets over the lake. Major upgrades include a newer HVAC (2023), new window screens (2025), and a newer well pump (2022). Located in a secure, gated community with top-notch amenities to include pool, tennis, walking trails, playground, basketball court, and boat launch...yet just a short drive to Panama City. You do not want to miss this opportunity. Schedule your private showing today!
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 2006
Materials
- Roof: Composition,Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Oven,Electric Water Heater,Gas Range
Bedroom
- Level: First
- Dimensions: 12.3 x 9.4
Bedroom
- Level: First
- Dimensions: 11.1 x 10.7
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
- Dimensions: 8 x 8
Dining Room
- Level: First
- Dimensions: 21 x 8
Features
- Entrance Foyer
- Fireplace features: Electric
- Fireplace: Yes
Foyer
- Level: First
- Dimensions: 6 x 6
Great Room
- Level: First
- Dimensions: 24.5 x 16.6
Heating & Cooling
- Heating features: Electric,Forced Air,Fireplace(s)
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 1,377
- Total interior livable area: 1,377 sqft
Kitchen
- Level: First
- Dimensions: 13.7 x 8
Laundry
- Level: First
- Dimensions: 7 x 5.1
Master Bathroom
- Level: First
- Dimensions: 8.4 x 8.4
Master Bedroom
- Level: First
- Dimensions: 13.6 x 13.2
Other
- Level: First
- Dimensions: 9 x 5
Sunroom
- Level: First
- Dimensions: 24.5 x 12
Property
Details
- Parcel number: 000000000041510256
- Zoning description: Resid Single Family
Features
- Levels: One
- Stories: 1
- Pool features: Gunite,In Ground,Community
- Patio & porch: Enclosed,Covered,Patio,Porch,Screened
- Exterior features: Patio,Porch
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Lake,Lake Front
Lot
- Lot size: 1.01 Acres
- Features: Paved
- Lot size dimensions: 449.4 x 84.48 x 447.8 x 94.22 x 14.41
Parking
- Total spaces: 2
- Parking features: Additional Parking,Drive Through
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Cold Wave
- Heat Wave
- Inland Flooding
- Strong Wind
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Washington County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,405 | $16,860 |
| Home Insurance * | $195 | $2,340 |
| Property Taxes | $163 | $1,956 |
| Electricity | $197 | $2,366 |
| Total | $1,960 | $23,520 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-12-05 | Price change | $278,000 |
| 2025-11-26 | Listed for sale | $274,900 |
| 2004-11-12 | Sold | $41,000 |
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